Use this page as a one-stop reference for everything related to Indusind Bank's KAMLA NAGAR AGRA branch in AGRA, UTTAR PRADESH. The branch's IFSC code INDB0001105 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's KAMLA NAGAR AGRA branch, the IFSC INDB0001105 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001105 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kamla Nagar Agra branch in Agra, Uttar Pradesh is part of this network and uses the IFSC code INDB0001105 for all electronic settlement.
Kamla Nagar Agra branch overview
Located at GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI PULLIA NH 2 KAMLA NAGAR AGRA, the Kamla Nagar Agra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001105 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kamla Nagar Agra |
| IFSC Code | INDB0001105 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI PULLIA NH 2 KAMLA NAGAR AGRA |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 2580204 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KAMLA NAGAR AGRA branch came to be assigned the code INDB0001105.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001105, money simply cannot be routed to the KAMLA NAGAR AGRA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001105 and the account number together uniquely identify the Kamla Nagar Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0001105
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001105 across all three.
How to use IFSC INDB0001105 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KAMLA NAGAR AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001105.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KAMLA NAGAR AGRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001105
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – KAMLA NAGAR AGRA, ensure your bank's portal accepts IFSC INDB0001105 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank KAMLA NAGAR AGRA (IFSC INDB0001105)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001105 in your mobile or internet banking app, and the money is credited to the KAMLA NAGAR AGRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001105 for Indusind Bank – KAMLA NAGAR AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001105 | Yes – INDB0001105 | Yes – INDB0001105 |
For most retail customers crediting the Kamla Nagar Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001105
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KAMLA NAGAR AGRA is still mapped to IFSC INDB0001105. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001105 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kamla Nagar Agra branch is mapped to IFSC INDB0001105 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001105.
Products and services
Customers walking into the Kamla Nagar Agra branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001105
Online banking and IFSC INDB0001105
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KAMLA NAGAR AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001105 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kamla Nagar Agra branch
The branch is located at GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI PULLIA NH 2 KAMLA NAGAR AGRA, which puts it inside Agra, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Kamla Nagar Agra branch” — the verified location pin for IFSC INDB0001105 should appear at the top of the results.
- Confirm the branch is open by calling 562-2580204 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001105 and your account number.
Common mistakes to avoid when using IFSC INDB0001105
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KAMLA NAGAR AGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001105. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kamla Nagar Agra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001105, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001105 for Indusind Bank – KAMLA NAGAR AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankKamla Nagar Agra Branch
GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI PULLIA NH 2 KAMLA NAGAR AGRA
Agra, Uttar Pradesh
Phone: 562-2580204
IFSC: INDB0001105
Frequently asked questions
What is the IFSC code of Indusind Bank Kamla Nagar Agra branch?
The IFSC code of Indusind Bank, Kamla Nagar Agra branch is INDB0001105. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC INDB0001105 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001105 to send funds instantly.
Where is Indusind Bank Kamla Nagar Agra branch located?
Indusind Bank's Kamla Nagar Agra branch is located at GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI PULLIA NH 2 KAMLA NAGAR AGRA, Agra, Uttar Pradesh.
How do I add Indusind Bank Kamla Nagar Agra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001105, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001105 valid for NEFT and RTGS?
Yes. IFSC INDB0001105 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Kamla Nagar Agra branch?
You can reach the branch at 562-2580204 during regular banking hours.
Summary
The IFSC code INDB0001105 belongs to Indusind Bank's KAMLA NAGAR AGRA branch, located at GROUND FLOOR AU 3 411 12 PLOT NO A115 RASHMI COMMERCIAL COMPLEX SULTANGANJ KI… in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
