Use this page as a one-stop reference for everything related to Indusind Bank's DAYAL BAGH AGRA branch in AGRA, UTTAR PRADESH. The branch's IFSC code INDB0002200 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's DAYAL BAGH AGRA branch, the IFSC INDB0002200 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 002200 identifies this particular branch.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dayal Bagh Agra branch — IFSC INDB0002200 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Dayal Bagh Agra |
| IFSC Code | INDB0002200 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR PRADESH |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 4062356 |
About this branch
The branch is located at GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR PRADESH. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0002200 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's DAYAL BAGH AGRA branch came to be assigned the code INDB0002200.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002200, money simply cannot be routed to the DAYAL BAGH AGRA branch electronically.
Products and account variants supported
Every account opened at the Dayal Bagh Agra branch is mapped to IFSC INDB0002200 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002200.
Banking services available
The Dayal Bagh Agra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 562-4062356.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002200
How to transfer money using IFSC INDB0002200
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002200 across all three.
How to use IFSC INDB0002200 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's DAYAL BAGH AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002200.
- Confirm the bank name auto-populates as Indusind Bank and the branch as DAYAL BAGH AGRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DAYAL BAGH AGRA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's DAYAL BAGH AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002200 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank DAYAL BAGH AGRA (IFSC INDB0002200)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002200 in your mobile or internet banking app, and the money is credited to the DAYAL BAGH AGRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002200 for Indusind Bank – DAYAL BAGH AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002200 | Yes – INDB0002200 | Yes – INDB0002200 |
For most retail customers crediting the Dayal Bagh Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0002200
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – DAYAL BAGH AGRA is still mapped to IFSC INDB0002200. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002200 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0002200
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the DAYAL BAGH AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002200 and the account number together uniquely identify the Dayal Bagh Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC INDB0002200
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – DAYAL BAGH AGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002200. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dayal Bagh Agra branch sits at GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR PRADESH. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 562-4062356 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002200 and your account number.
Verifying IFSC INDB0002200 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002200 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 562-4062356.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dayal Bagh Agra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002200, however, work 24x7.
Branch address & contact
Indusind BankDayal Bagh Agra Branch
GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR PRADESH
Agra, Uttar Pradesh
Phone: 562-4062356
IFSC: INDB0002200
Frequently asked questions
Does Indusind Bank Dayal Bagh Agra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 562-4062356 to confirm.
What is the IFSC code of Indusind Bank Dayal Bagh Agra branch?
The IFSC code of Indusind Bank, Dayal Bagh Agra branch is INDB0002200. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC INDB0002200 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002200 to send funds instantly.
How quickly will an NEFT transfer using INDB0002200 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Dayal Bagh Agra reflect within 30 minutes.
Where is Indusind Bank Dayal Bagh Agra branch located?
Indusind Bank's Dayal Bagh Agra branch is located at GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR PRADESH, Agra, Uttar Pradesh.
Is IFSC INDB0002200 the same for all accounts at Dayal Bagh Agra branch?
Yes. The IFSC INDB0002200 is shared by every account held at Indusind Bank's Dayal Bagh Agra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dayal Bagh Agra branch but serve different purposes.
What is the phone number of Indusind Bank Dayal Bagh Agra branch?
You can reach the branch at 562-4062356 during regular banking hours.
Summary
The IFSC code INDB0002200 belongs to Indusind Bank's DAYAL BAGH AGRA branch, located at GROUND FLOOR RAJDEEP ENCLAVE PHASE 2 PLOT NO 1 DAYAL BAGH AGRA 282005 UTTAR… in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
