If you are searching for the IFSC code of Indian Overseas Bank, OGB -MPC AUTONOMOUS COLLEGE branch in MPC AUTONOMOUS COLLEGE, ODISHA, this page has every detail you need. The verified IFSC code for this branch is IOBA0GB1069. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OGB -MPC AUTONOMOUS COLLEGE branch, and detailed step-by-step guides for using the IFSC IOBA0GB1069 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0GB1069 is the IFSC of Indian Overseas Bank's OGB -MPC AUTONOMOUS COLLEGE branch. The format is fixed: IOBA = bank code, 0 = reserved, GB1069 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Ogb -Mpc Autonomous College branch in Mpc Autonomous College. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0GB1069.
About this branch
The branch is located at AT/PO TAKHATPUR. It serves the Mpc Autonomous College region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0GB1069 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb -Mpc Autonomous College |
| IFSC Code | IOBA0GB1069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO TAKHATPUR |
| City | Mpc Autonomous College |
| District | Mayurbhanj |
| State | Odisha |
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OGB -MPC AUTONOMOUS COLLEGE of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0GB1069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0GB1069 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB1069 and the account number together uniquely identify the Ogb -Mpc Autonomous College branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IOBA0GB1069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB1069 across all three.
How to use IFSC IOBA0GB1069 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's OGB -MPC AUTONOMOUS COLLEGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0GB1069.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as OGB -MPC AUTONOMOUS COLLEGE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0GB1069
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – OGB -MPC AUTONOMOUS COLLEGE, ensure your bank's portal accepts IFSC IOBA0GB1069 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank OGB -MPC AUTONOMOUS COLLEGE (IFSC IOBA0GB1069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0GB1069 in your mobile or internet banking app, and the money is credited to the OGB -MPC AUTONOMOUS COLLEGE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0GB1069 for Indian Overseas Bank – OGB -MPC AUTONOMOUS COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0GB1069 | Yes – IOBA0GB1069 | Yes – IOBA0GB1069 |
For most retail customers crediting the Ogb -Mpc Autonomous College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's OGB -MPC AUTONOMOUS COLLEGE branch, the IFSC IOBA0GB1069 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ogb -Mpc Autonomous College branch is mapped to IFSC IOBA0GB1069 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0GB1069.
Banking services available
The Ogb -Mpc Autonomous College branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0GB1069
Digital banking channels
Most day-to-day work that customers used to do at the Ogb -Mpc Autonomous College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB1069 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Ogb -Mpc Autonomous College branch sits at AT/PO TAKHATPUR. If you are travelling from outside Mpc Autonomous College, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0GB1069 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB -MPC AUTONOMOUS COLLEGE:
- The IFSC is exactly IOBA0GB1069 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB -MPC AUTONOMOUS COLLEGE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ogb -Mpc Autonomous College branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0GB1069, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0GB1069 for Indian Overseas Bank – OGB -MPC AUTONOMOUS COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian Overseas BankOgb -Mpc Autonomous College Branch
AT/PO TAKHATPUR
Mpc Autonomous College, Odisha
Phone: the branch contact number
IFSC: IOBA0GB1069
Frequently asked questions
Is IFSC IOBA0GB1069 the same for all accounts at Ogb -Mpc Autonomous College branch?
Yes. The IFSC IOBA0GB1069 is shared by every account held at Indian Overseas Bank's Ogb -Mpc Autonomous College branch. Only the account number changes from customer to customer.
How do I add Indian Overseas Bank Ogb -Mpc Autonomous College as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0GB1069, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Overseas Bank Ogb -Mpc Autonomous College branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Indian Overseas Bank Ogb -Mpc Autonomous College branch located?
Indian Overseas Bank's Ogb -Mpc Autonomous College branch is located at AT/PO TAKHATPUR, Mpc Autonomous College, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ogb -Mpc Autonomous College branch but serve different purposes.
Is IFSC IOBA0GB1069 valid for NEFT and RTGS?
Yes. IFSC IOBA0GB1069 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IOBA0GB1069 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0GB1069 to send funds instantly.
Final notes
To recap: IOBA0GB1069 is the IFSC code of Indian Overseas Bank, OGB -MPC AUTONOMOUS COLLEGE branch, in MPC AUTONOMOUS COLLEGE, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
