Use this page as a one-stop reference for everything related to Indian Overseas Bank's MAYUR VIHAR branch in MAYUR VIHAR, DELHI. The branch's IFSC code IOBA0001952 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's MAYUR VIHAR branch, the IFSC IOBA0001952 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 001952 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Mayur Vihar |
| IFSC Code | IOBA0001952 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.7 SHRI DURGAJI COMPLEX,POCKET II PHASE I,MAYUR VIHAR DELHI PIN 110091 |
| City | Mayur Vihar |
| District | New Delhi |
| State | Delhi |
| Phone | 22759854 |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Mayur Vihar branch in Mayur Vihar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001952.
Mayur Vihar branch overview
Located at PLOT NO.7 SHRI DURGAJI COMPLEX,POCKET II PHASE I,MAYUR VIHAR DELHI PIN 110091, the Mayur Vihar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0001952 is required for all interbank electronic transfers routed through this branch.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAYUR VIHAR of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001952 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001952 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0001952
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001952 across all three.
NEFT to Indian Overseas Bank, MAYUR VIHAR using IFSC IOBA0001952
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001952, and confirm that the system picks up Indian Overseas Bank – MAYUR VIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAYUR VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's MAYUR VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001952 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank MAYUR VIHAR (IFSC IOBA0001952)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001952 in your mobile or internet banking app, and the money is credited to the MAYUR VIHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001952 for Indian Overseas Bank – MAYUR VIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001952 | Yes – IOBA0001952 | Yes – IOBA0001952 |
For most retail customers crediting the Mayur Vihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0001952
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – MAYUR VIHAR is still mapped to IFSC IOBA0001952. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001952 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mayur Vihar branch is mapped to IFSC IOBA0001952 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001952.
Banking services available
The Mayur Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22759854.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0001952
MICR & cheque-truncation details
Cheques drawn on the Mayur Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001952 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mayur Vihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0001952 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IOBA0001952
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – MAYUR VIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0001952. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mayur Vihar branch
The branch is located at PLOT NO.7 SHRI DURGAJI COMPLEX,POCKET II PHASE I,MAYUR VIHAR DELHI PIN 110091, which puts it inside Mayur Vihar, the broader New Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Mayur Vihar branch” — the verified location pin for IFSC IOBA0001952 should appear at the top of the results.
- Confirm the branch is open by calling 22759854 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001952 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0001952 for Indian Overseas Bank – MAYUR VIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mayur Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001952, however, work 24x7.
Branch address & contact
Indian Overseas BankMayur Vihar Branch
PLOT NO.7 SHRI DURGAJI COMPLEX,POCKET II PHASE I,MAYUR VIHAR DELHI PIN 110091
Mayur Vihar, Delhi
Phone: 22759854
IFSC: IOBA0001952
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mayur Vihar branch but serve different purposes.
How do I add Indian Overseas Bank Mayur Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001952, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Overseas Bank Mayur Vihar branch?
You can reach the branch at 22759854 during regular banking hours.
Is IFSC IOBA0001952 the same for all accounts at Mayur Vihar branch?
Yes. The IFSC IOBA0001952 is shared by every account held at Indian Overseas Bank's Mayur Vihar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IOBA0001952 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Mayur Vihar reflect within 30 minutes.
Is IFSC IOBA0001952 valid for NEFT and RTGS?
Yes. IFSC IOBA0001952 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IOBA0001952 belongs to Indian Overseas Bank's MAYUR VIHAR branch, located at PLOT NO.7 SHRI DURGAJI COMPLEX,POCKET II PHASE I,MAYUR VIHAR DELHI PIN 110091 in MAYUR VIHAR, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
