Below are the complete branch details for Indian Overseas Bank, YUG NIRMAN TAPOBHOOMI branch, located in MATHURA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0001441. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0001441 for Indian Overseas Bank – YUG NIRMAN TAPOBHOOMI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001441 is the IFSC of Indian Overseas Bank's YUG NIRMAN TAPOBHOOMI branch. The format is fixed: IOBA = bank code, 0 = reserved, 001441 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Yug Nirman Tapobhoomi |
| IFSC Code | IOBA0001441 |
| MICR Code | Refer to cheque leaf |
| Branch Address | YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003 |
| City | Mathura |
| District | Mathura |
| State | Uttar Pradesh |
| Phone | 2530145 |
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Yug Nirman Tapobhoomi branch — IFSC IOBA0001441 — extends the bank's services to customers in and around Mathura, Uttar Pradesh.
About the Yug Nirman Tapobhoomi branch
The Yug Nirman Tapobhoomi branch of Indian Overseas Bank is situated at YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001441 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's YUG NIRMAN TAPOBHOOMI branch came to be assigned the code IOBA0001441.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001441, money simply cannot be routed to the YUG NIRMAN TAPOBHOOMI branch electronically.
How to transfer money using IFSC IOBA0001441
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001441 across all three.
NEFT to Indian Overseas Bank, YUG NIRMAN TAPOBHOOMI using IFSC IOBA0001441
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001441, and confirm that the system picks up Indian Overseas Bank – YUG NIRMAN TAPOBHOOMI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to YUG NIRMAN TAPOBHOOMI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's YUG NIRMAN TAPOBHOOMI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001441 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – YUG NIRMAN TAPOBHOOMI, use IMPS. With IFSC IOBA0001441 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001441 for Indian Overseas Bank – YUG NIRMAN TAPOBHOOMI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001441 | Yes – IOBA0001441 | Yes – IOBA0001441 |
For most retail customers crediting the Yug Nirman Tapobhoomi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's YUG NIRMAN TAPOBHOOMI branch, the IFSC IOBA0001441 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Yug Nirman Tapobhoomi branch is mapped to IFSC IOBA0001441 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001441.
Products and services
Customers walking into the Yug Nirman Tapobhoomi branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001441
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001441 and the account number together uniquely identify the Yug Nirman Tapobhoomi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IOBA0001441
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the YUG NIRMAN TAPOBHOOMI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001441 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IOBA0001441
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – YUG NIRMAN TAPOBHOOMI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0001441. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Yug Nirman Tapobhoomi branch sits at YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003. If you are travelling from outside Mathura, search for the branch on a maps application using the bank name and locality, or call 2530145 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001441 and your account number.
Verifying IFSC IOBA0001441 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001441 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2530145.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yug Nirman Tapobhoomi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001441, however, work 24x7.
Branch address & contact
Indian Overseas BankYug Nirman Tapobhoomi Branch
YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003
Mathura, Uttar Pradesh
Phone: 2530145
IFSC: IOBA0001441
Frequently asked questions
What is the phone number of Indian Overseas Bank Yug Nirman Tapobhoomi branch?
You can reach the branch at 2530145 during regular banking hours.
Where is Indian Overseas Bank Yug Nirman Tapobhoomi branch located?
Indian Overseas Bank's Yug Nirman Tapobhoomi branch is located at YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003, Mathura, Uttar Pradesh.
Is IFSC IOBA0001441 valid for NEFT and RTGS?
Yes. IFSC IOBA0001441 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IOBA0001441 the same for all accounts at Yug Nirman Tapobhoomi branch?
Yes. The IFSC IOBA0001441 is shared by every account held at Indian Overseas Bank's Yug Nirman Tapobhoomi branch. Only the account number changes from customer to customer.
Does Indian Overseas Bank Yug Nirman Tapobhoomi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2530145 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Yug Nirman Tapobhoomi branch but serve different purposes.
Can I use IFSC IOBA0001441 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001441 to send funds instantly.
How do I add Indian Overseas Bank Yug Nirman Tapobhoomi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001441, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IOBA0001441 belongs to Indian Overseas Bank's YUG NIRMAN TAPOBHOOMI branch, located at YUG NIRMAN YOJNA GAYAT,TAPOBHOOMI,MATHURA 281003 in MATHURA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
