Use this page as a one-stop reference for everything related to Indian Overseas Bank's MAI branch in MATHURA, UTTAR PRADESH. The branch's IFSC code IOBA0000967 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – MAI is IOBA0000967. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000967 map to this branch in MATHURA, UTTAR PRADESH.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mai branch in Mathura, Uttar Pradesh is part of this network and uses the IFSC code IOBA0000967 for all electronic settlement.
About the Mai branch
The Mai branch of Indian Overseas Bank is situated at MAI VIA BASHAWAR PO MAI PIN 281302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0000967 is used.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Mai |
| IFSC Code | IOBA0000967 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAI VIA BASHAWAR PO MAI PIN 281302 |
| City | Mathura |
| District | Mathura |
| State | Uttar Pradesh |
| STD Code | 5661 |
| Phone | 287053 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's MAI branch came to be assigned the code IOBA0000967.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000967, money simply cannot be routed to the MAI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Mai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0000967 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IOBA0000967
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000967 across all three.
NEFT to Indian Overseas Bank, MAI using IFSC IOBA0000967
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0000967, and confirm that the system picks up Indian Overseas Bank – MAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's MAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0000967 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank MAI (IFSC IOBA0000967)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0000967 in your mobile or internet banking app, and the money is credited to the MAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000967 for Indian Overseas Bank – MAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000967 | Yes – IOBA0000967 | Yes – IOBA0000967 |
For most retail customers crediting the Mai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's MAI branch, the IFSC IOBA0000967 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mai branch is mapped to IFSC IOBA0000967 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000967.
Products and services
Customers walking into the Mai branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0000967
Online banking and IFSC IOBA0000967
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the MAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000967 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mai branch sits at MAI VIA BASHAWAR PO MAI PIN 281302. If you are travelling from outside Mathura, search for the branch on a maps application using the bank name and locality, or call 5661-287053 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000967 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – MAI:
- The IFSC is exactly IOBA0000967 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and MAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000967 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0000967 for Indian Overseas Bank – MAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian Overseas BankMai Branch
MAI VIA BASHAWAR PO MAI PIN 281302
Mathura, Uttar Pradesh
Phone: 5661-287053
IFSC: IOBA0000967
Frequently asked questions
What is the phone number of Indian Overseas Bank Mai branch?
You can reach the branch at 5661-287053 during regular banking hours.
Where is Indian Overseas Bank Mai branch located?
Indian Overseas Bank's Mai branch is located at MAI VIA BASHAWAR PO MAI PIN 281302, Mathura, Uttar Pradesh.
How quickly will an NEFT transfer using IOBA0000967 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Mai reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mai branch but serve different purposes.
Is IFSC IOBA0000967 valid for NEFT and RTGS?
Yes. IFSC IOBA0000967 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Overseas Bank Mai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000967, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0000967 the same for all accounts at Mai branch?
Yes. The IFSC IOBA0000967 is shared by every account held at Indian Overseas Bank's Mai branch. Only the account number changes from customer to customer.
Can I use IFSC IOBA0000967 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000967 to send funds instantly.
Final notes
To recap: IOBA0000967 is the IFSC code of Indian Overseas Bank, MAI branch, in MATHURA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
