Use this page as a one-stop reference for everything related to Indian Overseas Bank's OGB - MATHILI branch in MATHILI, ODISHA. The branch's IFSC code IOBA0GB8248 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's OGB - MATHILI branch, the IFSC IOBA0GB8248 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and GB8248 identifies this particular branch.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Ogb - Mathili branch in Mathili. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0GB8248.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb - Mathili |
| IFSC Code | IOBA0GB8248 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST- MALKANGIRI,PIN-764044 |
| City | Mathili |
| District | Jeypore |
| State | Odisha |
About the Ogb - Mathili branch
The Ogb - Mathili branch of Indian Overseas Bank is situated at ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST- MALKANGIRI,PIN-764044. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0GB8248 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's OGB - MATHILI branch came to be assigned the code IOBA0GB8248.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0GB8248, money simply cannot be routed to the OGB - MATHILI branch electronically.
Account types you can open at the Ogb - Mathili branch
Once you have an account at Indian Overseas Bank – OGB - MATHILI, the IFSC IOBA0GB8248 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ogb - Mathili branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0GB8248
How to transfer money using IFSC IOBA0GB8248
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB8248 across all three.
NEFT to Indian Overseas Bank, OGB - MATHILI using IFSC IOBA0GB8248
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0GB8248, and confirm that the system picks up Indian Overseas Bank – OGB - MATHILI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OGB - MATHILI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's OGB - MATHILI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0GB8248 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – OGB - MATHILI, use IMPS. With IFSC IOBA0GB8248 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0GB8248 for Indian Overseas Bank – OGB - MATHILI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0GB8248 | Yes – IOBA0GB8248 | Yes – IOBA0GB8248 |
For most retail customers crediting the Ogb - Mathili branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0GB8248
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – OGB - MATHILI is still mapped to IFSC IOBA0GB8248. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0GB8248 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ogb - Mathili branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB8248 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ogb - Mathili branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0GB8248 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB - MATHILI:
- The IFSC is exactly IOBA0GB8248 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB - MATHILI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ogb - Mathili branch sits at ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST- MALKANGIRI,PIN-764044. If you are travelling from outside Mathili, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0GB8248 and your account number.
Verifying IFSC IOBA0GB8248 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0GB8248 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ogb - Mathili branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0GB8248, however, work 24x7.
Branch address & contact
Indian Overseas BankOgb - Mathili Branch
ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST- MALKANGIRI,PIN-764044
Mathili, Odisha
Phone: the branch contact number
IFSC: IOBA0GB8248
Frequently asked questions
Can I use IFSC IOBA0GB8248 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0GB8248 to send funds instantly.
How quickly will an NEFT transfer using IOBA0GB8248 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Ogb - Mathili reflect within 30 minutes.
Where is Indian Overseas Bank Ogb - Mathili branch located?
Indian Overseas Bank's Ogb - Mathili branch is located at ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST- MALKANGIRI,PIN-764044, Mathili, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ogb - Mathili branch but serve different purposes.
How do I add Indian Overseas Bank Ogb - Mathili as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0GB8248, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0GB8248 the same for all accounts at Ogb - Mathili branch?
Yes. The IFSC IOBA0GB8248 is shared by every account held at Indian Overseas Bank's Ogb - Mathili branch. Only the account number changes from customer to customer.
Does Indian Overseas Bank Ogb - Mathili branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Indian Overseas Bank Ogb - Mathili branch?
The IFSC code of Indian Overseas Bank, Ogb - Mathili branch is IOBA0GB8248. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IOBA0GB8248 belongs to Indian Overseas Bank's OGB - MATHILI branch, located at ODISHA GRAMEEN BANK MATHILI BRANCH AT- MATHILI PO- MATHILI DIST-… in MATHILI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
