Below are the complete branch details for Indian Overseas Bank, MARIMALAI NAGAR branch, located in MARAIMALAI NAGAR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0000761. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0000761 for Indian Overseas Bank – MARIMALAI NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0000761 is the IFSC of Indian Overseas Bank's MARIMALAI NAGAR branch. The format is fixed: IOBA = bank code, 0 = reserved, 000761 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Marimalai Nagar |
| IFSC Code | IOBA0000761 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209 |
| City | Maraimalai Nagar |
| District | Kancheepuram |
| State | Tamil Nadu |
| Phone | 27451300 |
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Marimalai Nagar branch — IFSC IOBA0000761 — extends the bank's services to customers in and around Maraimalai Nagar, Tamil Nadu.
About this branch
The branch is located at 34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209. It serves the Maraimalai Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0000761 is used to identify this branch on the RBI payments network.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARIMALAI NAGAR of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0000761 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0000761 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0000761
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000761 across all three.
How to use IFSC IOBA0000761 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's MARIMALAI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0000761.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as MARIMALAI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0000761
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – MARIMALAI NAGAR, ensure your bank's portal accepts IFSC IOBA0000761 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – MARIMALAI NAGAR, use IMPS. With IFSC IOBA0000761 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000761 for Indian Overseas Bank – MARIMALAI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000761 | Yes – IOBA0000761 | Yes – IOBA0000761 |
For most retail customers crediting the Marimalai Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0000761
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – MARIMALAI NAGAR is still mapped to IFSC IOBA0000761. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000761 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Marimalai Nagar branch is mapped to IFSC IOBA0000761 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000761.
Banking services available
The Marimalai Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 27451300.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0000761
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0000761 and the account number together uniquely identify the Marimalai Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IOBA0000761
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the MARIMALAI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000761 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – MARIMALAI NAGAR:
- The IFSC is exactly IOBA0000761 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and MARIMALAI NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Marimalai Nagar branch sits at 34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209. If you are travelling from outside Maraimalai Nagar, search for the branch on a maps application using the bank name and locality, or call 27451300 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000761 and your account number.
Verifying IFSC IOBA0000761 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000761 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 27451300.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Marimalai Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000761 continue to work without interruption.
Branch address & contact
Indian Overseas BankMarimalai Nagar Branch
34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209
Maraimalai Nagar, Tamil Nadu
Phone: 27451300
IFSC: IOBA0000761
Frequently asked questions
What is the IFSC code of Indian Overseas Bank Marimalai Nagar branch?
The IFSC code of Indian Overseas Bank, Marimalai Nagar branch is IOBA0000761. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Overseas Bank Marimalai Nagar branch located?
Indian Overseas Bank's Marimalai Nagar branch is located at 34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209, Maraimalai Nagar, Tamil Nadu.
Is IFSC IOBA0000761 the same for all accounts at Marimalai Nagar branch?
Yes. The IFSC IOBA0000761 is shared by every account held at Indian Overseas Bank's Marimalai Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC IOBA0000761 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000761 to send funds instantly.
What is the phone number of Indian Overseas Bank Marimalai Nagar branch?
You can reach the branch at 27451300 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Marimalai Nagar branch but serve different purposes.
Is IFSC IOBA0000761 valid for NEFT and RTGS?
Yes. IFSC IOBA0000761 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IOBA0000761 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Marimalai Nagar reflect within 30 minutes.
Summary
The IFSC code IOBA0000761 belongs to Indian Overseas Bank's MARIMALAI NAGAR branch, located at 34, NANDANAR ST, OPP AUDCO, NH 2, MARAMALAINAGAR - 603209 in MARAIMALAI NAGAR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
