This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Overseas Bank, MANESAR branch in MANESAR. The 11-digit IFSC IOBA0001856 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Overseas Bank at the MANESAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001856 is the IFSC of Indian Overseas Bank's MANESAR branch. The format is fixed: IOBA = bank code, 0 = reserved, 001856 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Manesar |
| IFSC Code | IOBA0001856 |
| MICR Code | Refer to cheque leaf |
| Branch Address | F,8,AND,F9,FIRST,FLOOR,RAHEJA,SQUARE,IMT,MANESAR,GURGAON |
| City | Manesar |
| District | Gurgaon |
| State | Haryana |
| Phone | 2220116 |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Manesar branch in Manesar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001856.
About this branch
The branch is located at F,8,AND,F9,FIRST,FLOOR,RAHEJA,SQUARE,IMT,MANESAR,GURGAON. It serves the Manesar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0001856 is used to identify this branch on the RBI payments network.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANESAR of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001856 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001856 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0001856
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001856 across all three.
NEFT to Indian Overseas Bank, MANESAR using IFSC IOBA0001856
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001856, and confirm that the system picks up Indian Overseas Bank – MANESAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANESAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's MANESAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001856 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank MANESAR (IFSC IOBA0001856)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001856 in your mobile or internet banking app, and the money is credited to the MANESAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001856 for Indian Overseas Bank – MANESAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001856 | Yes – IOBA0001856 | Yes – IOBA0001856 |
For most retail customers crediting the Manesar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's MANESAR branch, the IFSC IOBA0001856 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Manesar branch is mapped to IFSC IOBA0001856 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001856.
Products and services
Customers walking into the Manesar branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001856
MICR & cheque-truncation details
Cheques drawn on the Manesar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001856 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Manesar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0001856 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – MANESAR:
- The IFSC is exactly IOBA0001856 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and MANESAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Manesar branch sits at F,8,AND,F9,FIRST,FLOOR,RAHEJA,SQUARE,IMT,MANESAR,GURGAON. If you are travelling from outside Manesar, search for the branch on a maps application using the bank name and locality, or call 2220116 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001856 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0001856 for Indian Overseas Bank – MANESAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manesar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001856, however, work 24x7.
Branch address & contact
Indian Overseas BankManesar Branch
F,8,AND,F9,FIRST,FLOOR,RAHEJA,SQUARE,IMT,MANESAR,GURGAON
Manesar, Haryana
Phone: 2220116
IFSC: IOBA0001856
Frequently asked questions
Is IFSC IOBA0001856 valid for NEFT and RTGS?
Yes. IFSC IOBA0001856 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IOBA0001856 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Manesar reflect within 30 minutes.
Where is Indian Overseas Bank Manesar branch located?
Indian Overseas Bank's Manesar branch is located at F,8,AND,F9,FIRST,FLOOR,RAHEJA,SQUARE,IMT,MANESAR,GURGAON, Manesar, Haryana.
Is IFSC IOBA0001856 the same for all accounts at Manesar branch?
Yes. The IFSC IOBA0001856 is shared by every account held at Indian Overseas Bank's Manesar branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Overseas Bank Manesar branch?
The IFSC code of Indian Overseas Bank, Manesar branch is IOBA0001856. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Manesar branch but serve different purposes.
What is the phone number of Indian Overseas Bank Manesar branch?
You can reach the branch at 2220116 during regular banking hours.
Final notes
To recap: IOBA0001856 is the IFSC code of Indian Overseas Bank, MANESAR branch, in MANESAR, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
