Below are the complete branch details for Indian Overseas Bank, OGB - PADMAGIRI branch, located in MALAKANGIRI, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0GB8330. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0GB8330 for Indian Overseas Bank – OGB - PADMAGIRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – OGB - PADMAGIRI is IOBA0GB8330. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GB8330 map to this branch in MALAKANGIRI, ODISHA.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ogb - Padmagiri branch in Malakangiri, Odisha is part of this network and uses the IFSC code IOBA0GB8330 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb - Padmagiri |
| IFSC Code | IOBA0GB8330 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST- MALKANGIRI,PIN-764045 |
| City | Malakangiri |
| District | Jeypore |
| State | Odisha |
About the Ogb - Padmagiri branch
The Ogb - Padmagiri branch of Indian Overseas Bank is situated at ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST- MALKANGIRI,PIN-764045. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0GB8330 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's OGB - PADMAGIRI branch came to be assigned the code IOBA0GB8330.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0GB8330, money simply cannot be routed to the OGB - PADMAGIRI branch electronically.
Account types you can open at the Ogb - Padmagiri branch
Once you have an account at Indian Overseas Bank – OGB - PADMAGIRI, the IFSC IOBA0GB8330 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ogb - Padmagiri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0GB8330
How to transfer money using IFSC IOBA0GB8330
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB8330 across all three.
NEFT to Indian Overseas Bank, OGB - PADMAGIRI using IFSC IOBA0GB8330
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0GB8330, and confirm that the system picks up Indian Overseas Bank – OGB - PADMAGIRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OGB - PADMAGIRI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's OGB - PADMAGIRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0GB8330 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank OGB - PADMAGIRI (IFSC IOBA0GB8330)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0GB8330 in your mobile or internet banking app, and the money is credited to the OGB - PADMAGIRI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0GB8330 for Indian Overseas Bank – OGB - PADMAGIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0GB8330 | Yes – IOBA0GB8330 | Yes – IOBA0GB8330 |
For most retail customers crediting the Ogb - Padmagiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's OGB - PADMAGIRI branch, the IFSC IOBA0GB8330 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ogb - Padmagiri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB8330 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB8330 and the account number together uniquely identify the Ogb - Padmagiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB - PADMAGIRI:
- The IFSC is exactly IOBA0GB8330 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB - PADMAGIRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ogb - Padmagiri branch sits at ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST- MALKANGIRI,PIN-764045. If you are travelling from outside Malakangiri, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0GB8330 and your account number.
Verifying IFSC IOBA0GB8330 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0GB8330 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ogb - Padmagiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0GB8330, however, work 24x7.
Branch address & contact
Indian Overseas BankOgb - Padmagiri Branch
ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST- MALKANGIRI,PIN-764045
Malakangiri, Odisha
Phone: the branch contact number
IFSC: IOBA0GB8330
Frequently asked questions
How quickly will an NEFT transfer using IOBA0GB8330 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Ogb - Padmagiri reflect within 30 minutes.
What is the IFSC code of Indian Overseas Bank Ogb - Padmagiri branch?
The IFSC code of Indian Overseas Bank, Ogb - Padmagiri branch is IOBA0GB8330. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0GB8330 the same for all accounts at Ogb - Padmagiri branch?
Yes. The IFSC IOBA0GB8330 is shared by every account held at Indian Overseas Bank's Ogb - Padmagiri branch. Only the account number changes from customer to customer.
Is IFSC IOBA0GB8330 valid for NEFT and RTGS?
Yes. IFSC IOBA0GB8330 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Overseas Bank Ogb - Padmagiri branch located?
Indian Overseas Bank's Ogb - Padmagiri branch is located at ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST- MALKANGIRI,PIN-764045, Malakangiri, Odisha.
Can I use IFSC IOBA0GB8330 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0GB8330 to send funds instantly.
What is the phone number of Indian Overseas Bank Ogb - Padmagiri branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code IOBA0GB8330 belongs to Indian Overseas Bank's OGB - PADMAGIRI branch, located at ODISHA GRAMEEN BANK PADMAGIRI BRANCH AT- PADMAGIRI PO-PADMAGIRI DIST-… in MALAKANGIRI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
