IFSC Code of Indian Overseas Bank, Madurai Meenakshi College Branch, Tamil Nadu

If you are searching for the IFSC code of Indian Overseas Bank, MADURAI MEENAKSHI COLLEGE branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IOBA0001757. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MADURAI MEENAKSHI COLLEGE branch, and detailed step-by-step guides for using the IFSC IOBA0001757 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Overseas Bank's MADURAI MEENAKSHI COLLEGE branch, the IFSC IOBA0001757 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 001757 identifies this particular branch.

About Indian Overseas Bank

Indian Overseas Bank operates a wide network of branches across India, including the Madurai Meenakshi College branch in Madurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001757.

About the Madurai Meenakshi College branch

The Madurai Meenakshi College branch of Indian Overseas Bank is situated at SRI MEENAKSHI GOVT. ARTS COLLEGE FOR WOMEN, KALPALAM ROAD, GORIPALAYAM, MADURAI - 625 002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001757 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's MADURAI MEENAKSHI COLLEGE branch came to be assigned the code IOBA0001757.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001757, money simply cannot be routed to the MADURAI MEENAKSHI COLLEGE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Madurai Meenakshi College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001757 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IOBA0001757

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001757 across all three.

NEFT to Indian Overseas Bank, MADURAI MEENAKSHI COLLEGE using IFSC IOBA0001757

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001757, and confirm that the system picks up Indian Overseas Bank – MADURAI MEENAKSHI COLLEGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MADURAI MEENAKSHI COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's MADURAI MEENAKSHI COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001757 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank MADURAI MEENAKSHI COLLEGE (IFSC IOBA0001757)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001757 in your mobile or internet banking app, and the money is credited to the MADURAI MEENAKSHI COLLEGE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IOBA0001757 for Indian Overseas Bank – MADURAI MEENAKSHI COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Madurai Meenakshi College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IOBA0001757

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – MADURAI MEENAKSHI COLLEGE is still mapped to IFSC IOBA0001757. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001757 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Madurai Meenakshi College branch is mapped to IFSC IOBA0001757 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0001757.

Products and services

Customers walking into the Madurai Meenakshi College branch can access most of Indian Overseas Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IOBA0001757

Digital banking channels

Most day-to-day work that customers used to do at the Madurai Meenakshi College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0001757 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Madurai Meenakshi College branch sits at SRI MEENAKSHI GOVT. ARTS COLLEGE FOR WOMEN, KALPALAM ROAD, GORIPALAYAM, MADURAI - 625 002. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 2227181 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001757 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – MADURAI MEENAKSHI COLLEGE:

• The IFSC is exactly IOBA0001757 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and MADURAI MEENAKSHI COLLEGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Madurai Meenakshi College are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001757 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IOBA0001757 for Indian Overseas Bank – MADURAI MEENAKSHI COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IOBA0001757 belongs to Indian Overseas Bank's MADURAI MEENAKSHI COLLEGE branch, located at SRI MEENAKSHI GOVT. ARTS COLLEGE FOR WOMEN, KALPALAM ROAD, GORIPALAYAM,… in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.