Below are the complete branch details for Indian Overseas Bank, OGB - RO KEONJHAR branch, located in KEONJHAR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0GB2000. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0GB2000 for Indian Overseas Bank – OGB - RO KEONJHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0GB2000 is the IFSC of Indian Overseas Bank's OGB - RO KEONJHAR branch. The format is fixed: IOBA = bank code, 0 = reserved, GB2000 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb - RO Keonjhar |
| IFSC Code | IOBA0GB2000 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001 |
| City | Keonjhar |
| District | Keonjhar |
| State | Odisha |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Ogb - RO Keonjhar branch in Keonjhar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0GB2000.
About this branch
The branch is located at RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001. It serves the Keonjhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0GB2000 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's OGB - RO KEONJHAR branch came to be assigned the code IOBA0GB2000.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0GB2000, money simply cannot be routed to the OGB - RO KEONJHAR branch electronically.
How to transfer money using IFSC IOBA0GB2000
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB2000 across all three.
NEFT to Indian Overseas Bank, OGB - RO KEONJHAR using IFSC IOBA0GB2000
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0GB2000, and confirm that the system picks up Indian Overseas Bank – OGB - RO KEONJHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OGB - RO KEONJHAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's OGB - RO KEONJHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0GB2000 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank OGB - RO KEONJHAR (IFSC IOBA0GB2000)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0GB2000 in your mobile or internet banking app, and the money is credited to the OGB - RO KEONJHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ogb - RO Keonjhar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0GB2000:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OGB - RO KEONJHAR is still linked to IFSC IOBA0GB2000.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IOBA0GB2000
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – OGB - RO KEONJHAR is still mapped to IFSC IOBA0GB2000. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0GB2000 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ogb - RO Keonjhar branch is mapped to IFSC IOBA0GB2000 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0GB2000.
Products and services
Customers walking into the Ogb - RO Keonjhar branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0GB2000
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB2000 and the account number together uniquely identify the Ogb - RO Keonjhar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ogb - RO Keonjhar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB2000 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IOBA0GB2000
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – OGB - RO KEONJHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0GB2000. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ogb - RO Keonjhar branch sits at RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001. If you are travelling from outside Keonjhar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0GB2000 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0GB2000 for Indian Overseas Bank – OGB - RO KEONJHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ogb - RO Keonjhar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0GB2000 continue to work without interruption.
Branch address & contact
Indian Overseas BankOgb - RO Keonjhar Branch
RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001
Keonjhar, Odisha
Phone: the branch contact number
IFSC: IOBA0GB2000
Frequently asked questions
What is the phone number of Indian Overseas Bank Ogb - RO Keonjhar branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Indian Overseas Bank Ogb - RO Keonjhar branch located?
Indian Overseas Bank's Ogb - RO Keonjhar branch is located at RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001, Keonjhar, Odisha.
What is the IFSC code of Indian Overseas Bank Ogb - RO Keonjhar branch?
The IFSC code of Indian Overseas Bank, Ogb - RO Keonjhar branch is IOBA0GB2000. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0GB2000 the same for all accounts at Ogb - RO Keonjhar branch?
Yes. The IFSC IOBA0GB2000 is shared by every account held at Indian Overseas Bank's Ogb - RO Keonjhar branch. Only the account number changes from customer to customer.
How do I add Indian Overseas Bank Ogb - RO Keonjhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0GB2000, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IOBA0GB2000 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Ogb - RO Keonjhar reflect within 30 minutes.
Summary
The IFSC code IOBA0GB2000 belongs to Indian Overseas Bank's OGB - RO KEONJHAR branch, located at RREGIONAL OFFICE KEONJHAR,AT-NEW MARKET,PO KEONJHAR,DIST-KEONJHAR-758001 in KEONJHAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
