IFSC Code of Indian Overseas Bank, Choupasani Housing Board Jodhpur Branch, Rajasthan

Below are the complete branch details for Indian Overseas Bank, CHOUPASANI HOUSING BOARD JODHPUR branch, located in JODHPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0004033. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0004033 for Indian Overseas Bank – CHOUPASANI HOUSING BOARD JODHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IOBA0004033 is the IFSC of Indian Overseas Bank's CHOUPASANI HOUSING BOARD JODHPUR branch. The format is fixed: IOBA = bank code, 0 = reserved, 004033 = branch identifier.

Branch details at a glance

Bank profile

Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Choupasani Housing Board Jodhpur branch — IFSC IOBA0004033 — extends the bank's services to customers in and around Jodhpur, Rajasthan.

About the Choupasani Housing Board Jodhpur branch

The Choupasani Housing Board Jodhpur branch of Indian Overseas Bank is situated at 18/718 CHOPASNI HOUSING BOARD, DISTRICT - JODHPUR, RAJASTHAN, 342008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0004033 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's CHOUPASANI HOUSING BOARD JODHPUR branch came to be assigned the code IOBA0004033.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0004033, money simply cannot be routed to the CHOUPASANI HOUSING BOARD JODHPUR branch electronically.

How to transfer money using IFSC IOBA0004033

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0004033 across all three.

NEFT to Indian Overseas Bank, CHOUPASANI HOUSING BOARD JODHPUR using IFSC IOBA0004033

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0004033, and confirm that the system picks up Indian Overseas Bank – CHOUPASANI HOUSING BOARD JODHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHOUPASANI HOUSING BOARD JODHPUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's CHOUPASANI HOUSING BOARD JODHPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0004033 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank CHOUPASANI HOUSING BOARD JODHPUR (IFSC IOBA0004033)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0004033 in your mobile or internet banking app, and the money is credited to the CHOUPASANI HOUSING BOARD JODHPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Choupasani Housing Board Jodhpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0004033:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHOUPASANI HOUSING BOARD JODHPUR is still linked to IFSC IOBA0004033.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IOBA0004033

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – CHOUPASANI HOUSING BOARD JODHPUR is still mapped to IFSC IOBA0004033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0004033 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Choupasani Housing Board Jodhpur branch is mapped to IFSC IOBA0004033 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0004033.

Banking services available

The Choupasani Housing Board Jodhpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0004033

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0004033 and the account number together uniquely identify the Choupasani Housing Board Jodhpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Choupasani Housing Board Jodhpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0004033 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – CHOUPASANI HOUSING BOARD JODHPUR:

• The IFSC is exactly IOBA0004033 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and CHOUPASANI HOUSING BOARD JODHPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Choupasani Housing Board Jodhpur branch sits at 18/718 CHOPASNI HOUSING BOARD, DISTRICT - JODHPUR, RAJASTHAN, 342008. If you are travelling from outside Jodhpur, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0004033 and your account number.

Verifying IFSC IOBA0004033 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0004033 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Choupasani Housing Board Jodhpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0004033 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IOBA0004033 is the IFSC code of Indian Overseas Bank, CHOUPASANI HOUSING BOARD JODHPUR branch, in JODHPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.