Use this page as a one-stop reference for everything related to Indian Overseas Bank's OGB -JASHIPUR branch in JASHIPUR, ODISHA. The branch's IFSC code IOBA0GB1056 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0GB1056 is the IFSC of Indian Overseas Bank's OGB -JASHIPUR branch. The format is fixed: IOBA = bank code, 0 = reserved, GB1056 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb -Jashipur |
| IFSC Code | IOBA0GB1056 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034, |
| City | Jashipur |
| District | Mayurbhanj |
| State | Odisha |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Ogb -Jashipur branch in Jashipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0GB1056.
Ogb -Jashipur branch overview
Located at AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034,, the Ogb -Jashipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0GB1056 is required for all interbank electronic transfers routed through this branch.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OGB -JASHIPUR of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0GB1056 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0GB1056 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0GB1056
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB1056 across all three.
How to use IFSC IOBA0GB1056 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's OGB -JASHIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0GB1056.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as OGB -JASHIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to OGB -JASHIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's OGB -JASHIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0GB1056 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – OGB -JASHIPUR, use IMPS. With IFSC IOBA0GB1056 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ogb -Jashipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0GB1056:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OGB -JASHIPUR is still linked to IFSC IOBA0GB1056.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's OGB -JASHIPUR branch, the IFSC IOBA0GB1056 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ogb -Jashipur branch is mapped to IFSC IOBA0GB1056 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0GB1056.
Products and services
Customers walking into the Ogb -Jashipur branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0GB1056
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB1056 and the account number together uniquely identify the Ogb -Jashipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IOBA0GB1056
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the OGB -JASHIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0GB1056 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB -JASHIPUR:
- The IFSC is exactly IOBA0GB1056 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB -JASHIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ogb -Jashipur branch
The branch is located at AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034,, which puts it inside Jashipur, the broader Mayurbhanj district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Ogb -Jashipur branch” — the verified location pin for IFSC IOBA0GB1056 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0GB1056 and your account number.
Verifying IFSC IOBA0GB1056 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0GB1056 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ogb -Jashipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0GB1056, however, work 24x7.
Branch address & contact
Indian Overseas BankOgb -Jashipur Branch
AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034,
Jashipur, Odisha
Phone: the branch contact number
IFSC: IOBA0GB1056
Frequently asked questions
How quickly will an NEFT transfer using IOBA0GB1056 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Ogb -Jashipur reflect within 30 minutes.
Does Indian Overseas Bank Ogb -Jashipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ogb -Jashipur branch but serve different purposes.
What is the IFSC code of Indian Overseas Bank Ogb -Jashipur branch?
The IFSC code of Indian Overseas Bank, Ogb -Jashipur branch is IOBA0GB1056. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0GB1056 the same for all accounts at Ogb -Jashipur branch?
Yes. The IFSC IOBA0GB1056 is shared by every account held at Indian Overseas Bank's Ogb -Jashipur branch. Only the account number changes from customer to customer.
How do I add Indian Overseas Bank Ogb -Jashipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0GB1056, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Overseas Bank Ogb -Jashipur branch located?
Indian Overseas Bank's Ogb -Jashipur branch is located at AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034,, Jashipur, Odisha.
Summary
The IFSC code IOBA0GB1056 belongs to Indian Overseas Bank's OGB -JASHIPUR branch, located at AT/PO-JASHIPUR,DIST-MAYURBHANJ,PIN-757034, in JASHIPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
