Use this page as a one-stop reference for everything related to Indian Overseas Bank's JALOR branch in JALOR, RAJASTHAN. The branch's IFSC code IOBA0004037 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – JALOR is IOBA0004037. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004037 map to this branch in JALOR, RAJASTHAN.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jalor branch in Jalor, Rajasthan is part of this network and uses the IFSC code IOBA0004037 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Jalor |
| IFSC Code | IOBA0004037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN - 343001 |
| City | Jalor |
| District | Jalor |
| State | Rajasthan |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN - 343001. It serves the Jalor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0004037 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's JALOR branch came to be assigned the code IOBA0004037.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0004037, money simply cannot be routed to the JALOR branch electronically.
Account types you can open at the Jalor branch
Once you have an account at Indian Overseas Bank – JALOR, the IFSC IOBA0004037 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jalor branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0004037
How to transfer money using IFSC IOBA0004037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0004037 across all three.
NEFT to Indian Overseas Bank, JALOR using IFSC IOBA0004037
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0004037, and confirm that the system picks up Indian Overseas Bank – JALOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JALOR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's JALOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0004037 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank JALOR (IFSC IOBA0004037)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0004037 in your mobile or internet banking app, and the money is credited to the JALOR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jalor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0004037:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JALOR is still linked to IFSC IOBA0004037.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's JALOR branch, the IFSC IOBA0004037 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IOBA0004037
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the JALOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0004037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jalor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0004037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – JALOR:
- The IFSC is exactly IOBA0004037 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and JALOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jalor branch
The branch is located at PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN - 343001, which puts it inside Jalor, the broader Jalor district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Jalor branch” — the verified location pin for IFSC IOBA0004037 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0004037 and your account number.
Verifying IFSC IOBA0004037 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0004037 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jalor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0004037 continue to work without interruption.
Branch address & contact
Indian Overseas BankJalor Branch
PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN - 343001
Jalor, Rajasthan
Phone: 0
IFSC: IOBA0004037
Frequently asked questions
Does Indian Overseas Bank Jalor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jalor branch but serve different purposes.
How do I add Indian Overseas Bank Jalor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0004037, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Overseas Bank Jalor branch located?
Indian Overseas Bank's Jalor branch is located at PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN - 343001, Jalor, Rajasthan.
How quickly will an NEFT transfer using IOBA0004037 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Jalor reflect within 30 minutes.
What is the phone number of Indian Overseas Bank Jalor branch?
You can reach the branch at 0 during regular banking hours.
Summary
The IFSC code IOBA0004037 belongs to Indian Overseas Bank's JALOR branch, located at PART OF PLOT NO. C, MANPURA COLONY, ONE WAY ROAD, DISTRICT - JALORE, RAJASTHAN… in JALOR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
