Below are the complete branch details for Indian Overseas Bank, JALALPUR branch, located in JALALPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0002467. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0002467 for Indian Overseas Bank – JALALPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's JALALPUR branch, the IFSC IOBA0002467 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 002467 identifies this particular branch.
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jalalpur branch — IFSC IOBA0002467 — extends the bank's services to customers in and around Jalalpur, Uttar Pradesh.
Jalalpur branch overview
Located at KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST, the Jalalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0002467 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Jalalpur |
| IFSC Code | IOBA0002467 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST |
| City | Jalalpur |
| District | Aligarh |
| State | Uttar Pradesh |
| STD Code | 571 |
| Phone | 2511610 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's JALALPUR branch came to be assigned the code IOBA0002467.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0002467, money simply cannot be routed to the JALALPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jalalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0002467 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IOBA0002467
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0002467 across all three.
NEFT to Indian Overseas Bank, JALALPUR using IFSC IOBA0002467
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0002467, and confirm that the system picks up Indian Overseas Bank – JALALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0002467
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – JALALPUR, ensure your bank's portal accepts IFSC IOBA0002467 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – JALALPUR, use IMPS. With IFSC IOBA0002467 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0002467 for Indian Overseas Bank – JALALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0002467 | Yes – IOBA0002467 | Yes – IOBA0002467 |
For most retail customers crediting the Jalalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0002467
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – JALALPUR is still mapped to IFSC IOBA0002467. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0002467 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jalalpur branch is mapped to IFSC IOBA0002467 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0002467.
Products and services
Customers walking into the Jalalpur branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0002467
Digital banking channels
Most day-to-day work that customers used to do at the Jalalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0002467 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jalalpur branch
The branch is located at KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST, which puts it inside Jalalpur, the broader Aligarh district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Jalalpur branch” — the verified location pin for IFSC IOBA0002467 should appear at the top of the results.
- Confirm the branch is open by calling 571-2511610 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0002467 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – JALALPUR:
- The IFSC is exactly IOBA0002467 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and JALALPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jalalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0002467 continue to work without interruption.
Verifying IFSC IOBA0002467 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0002467 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 571-2511610.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian Overseas BankJalalpur Branch
KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST
Jalalpur, Uttar Pradesh
Phone: 571-2511610
IFSC: IOBA0002467
Frequently asked questions
Is IFSC IOBA0002467 the same for all accounts at Jalalpur branch?
Yes. The IFSC IOBA0002467 is shared by every account held at Indian Overseas Bank's Jalalpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jalalpur branch but serve different purposes.
How do I add Indian Overseas Bank Jalalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0002467, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Overseas Bank Jalalpur branch located?
Indian Overseas Bank's Jalalpur branch is located at KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST, Jalalpur, Uttar Pradesh.
Is IFSC IOBA0002467 valid for NEFT and RTGS?
Yes. IFSC IOBA0002467 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Overseas Bank Jalalpur branch?
You can reach the branch at 571-2511610 during regular banking hours.
Summary
The IFSC code IOBA0002467 belongs to Indian Overseas Bank's JALALPUR branch, located at KHAIR ROAD,IN FRONT OF JAHAR VIR MANDIR VILLAGE,JALALPUR,ALIGARH DIST in JALALPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
