Use this page as a one-stop reference for everything related to Indian Overseas Bank's R O HYDERABAD branch in HYDERABAD, ANDHRA PRADESH. The branch's IFSC code IOBA0000808 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0000808 is the IFSC of Indian Overseas Bank's R O HYDERABAD branch. The format is fixed: IOBA = bank code, 0 = reserved, 000808 = branch identifier.
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The R O Hyderabad branch — IFSC IOBA0000808 — extends the bank's services to customers in and around Hyderabad, Andhra Pradesh.
About this branch
The branch is located at POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK COMPLEX,GUNFOUNDRY,ABIDS,HYDERABAD 500001. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0000808 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | R O Hyderabad |
| IFSC Code | IOBA0000808 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK COMPLEX,GUNFOUNDRY,ABIDS,HYDERABAD 500001 |
| City | Hyderabad |
| District | Hyderabad |
| State | Andhra Pradesh |
| STD Code | 44 |
| Phone | 28584896 |
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including R O HYDERABAD of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0000808 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0000808 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0000808 and the account number together uniquely identify the R O Hyderabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IOBA0000808
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000808 across all three.
NEFT to Indian Overseas Bank, R O HYDERABAD using IFSC IOBA0000808
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0000808, and confirm that the system picks up Indian Overseas Bank – R O HYDERABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0000808
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – R O HYDERABAD, ensure your bank's portal accepts IFSC IOBA0000808 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank R O HYDERABAD (IFSC IOBA0000808)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0000808 in your mobile or internet banking app, and the money is credited to the R O HYDERABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000808 for Indian Overseas Bank – R O HYDERABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000808 | Yes – IOBA0000808 | Yes – IOBA0000808 |
For most retail customers crediting the R O Hyderabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's R O HYDERABAD branch, the IFSC IOBA0000808 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the R O Hyderabad branch is mapped to IFSC IOBA0000808 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000808.
Products and services
Customers walking into the R O Hyderabad branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0000808
Online banking and IFSC IOBA0000808
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the R O HYDERABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000808 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The R O Hyderabad branch sits at POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK COMPLEX,GUNFOUNDRY,ABIDS,HYDERABAD 500001. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 44-28584896 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000808 and your account number.
Common mistakes to avoid when using IFSC IOBA0000808
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – R O HYDERABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0000808. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R O Hyderabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0000808, however, work 24x7.
Verifying IFSC IOBA0000808 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000808 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28584896.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian Overseas BankR O Hyderabad Branch
POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK COMPLEX,GUNFOUNDRY,ABIDS,HYDERABAD 500001
Hyderabad, Andhra Pradesh
Phone: 44-28584896
IFSC: IOBA0000808
Frequently asked questions
Where is Indian Overseas Bank R O Hyderabad branch located?
Indian Overseas Bank's R O Hyderabad branch is located at POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK COMPLEX,GUNFOUNDRY,ABIDS,HYDERABAD 500001, Hyderabad, Andhra Pradesh.
What is the phone number of Indian Overseas Bank R O Hyderabad branch?
You can reach the branch at 44-28584896 during regular banking hours.
Does Indian Overseas Bank R O Hyderabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-28584896 to confirm.
What is the IFSC code of Indian Overseas Bank R O Hyderabad branch?
The IFSC code of Indian Overseas Bank, R O Hyderabad branch is IOBA0000808. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0000808 valid for NEFT and RTGS?
Yes. IFSC IOBA0000808 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Overseas Bank R O Hyderabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000808, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the R O Hyderabad branch but serve different purposes.
Is IFSC IOBA0000808 the same for all accounts at R O Hyderabad branch?
Yes. The IFSC IOBA0000808 is shared by every account held at Indian Overseas Bank's R O Hyderabad branch. Only the account number changes from customer to customer.
Summary
The IFSC code IOBA0000808 belongs to Indian Overseas Bank's R O HYDERABAD branch, located at POST BOX NO 7 DOOR NO 5 9 299,III FLR,SURYALOK… in HYDERABAD, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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