Below are the complete branch details for Indian Overseas Bank, BOLANAHALLI branch, located in HUNSUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0003109. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0003109 for Indian Overseas Bank – BOLANAHALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0003109 is the IFSC of Indian Overseas Bank's BOLANAHALLI branch. The format is fixed: IOBA = bank code, 0 = reserved, 003109 = branch identifier.
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bolanahalli branch — IFSC IOBA0003109 — extends the bank's services to customers in and around Hunsur, Karnataka.
About this branch
The branch is located at 9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT. It serves the Hunsur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0003109 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Bolanahalli |
| IFSC Code | IOBA0003109 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT |
| City | Hunsur |
| District | Mysore |
| State | Karnataka |
| STD Code | 44 |
| Phone | 28584896 |
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BOLANAHALLI of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0003109 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0003109 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bolanahalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0003109 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IOBA0003109
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0003109 across all three.
NEFT to Indian Overseas Bank, BOLANAHALLI using IFSC IOBA0003109
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0003109, and confirm that the system picks up Indian Overseas Bank – BOLANAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0003109
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – BOLANAHALLI, ensure your bank's portal accepts IFSC IOBA0003109 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank BOLANAHALLI (IFSC IOBA0003109)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0003109 in your mobile or internet banking app, and the money is credited to the BOLANAHALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0003109 for Indian Overseas Bank – BOLANAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0003109 | Yes – IOBA0003109 | Yes – IOBA0003109 |
For most retail customers crediting the Bolanahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0003109
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – BOLANAHALLI is still mapped to IFSC IOBA0003109. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0003109 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bolanahalli branch is mapped to IFSC IOBA0003109 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0003109.
Banking services available
The Bolanahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-28584896.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0003109
Online banking and IFSC IOBA0003109
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the BOLANAHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0003109 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bolanahalli branch
The branch is located at 9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT, which puts it inside Hunsur, the broader Mysore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Bolanahalli branch” — the verified location pin for IFSC IOBA0003109 should appear at the top of the results.
- Confirm the branch is open by calling 44-28584896 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0003109 and your account number.
Common mistakes to avoid when using IFSC IOBA0003109
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – BOLANAHALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0003109. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bolanahalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0003109 continue to work without interruption.
Verifying IFSC IOBA0003109 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0003109 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28584896.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian Overseas BankBolanahalli Branch
9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT
Hunsur, Karnataka
Phone: 44-28584896
IFSC: IOBA0003109
Frequently asked questions
Does Indian Overseas Bank Bolanahalli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-28584896 to confirm.
How quickly will an NEFT transfer using IOBA0003109 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Bolanahalli reflect within 30 minutes.
Where is Indian Overseas Bank Bolanahalli branch located?
Indian Overseas Bank's Bolanahalli branch is located at 9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT, Hunsur, Karnataka.
What is the IFSC code of Indian Overseas Bank Bolanahalli branch?
The IFSC code of Indian Overseas Bank, Bolanahalli branch is IOBA0003109. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0003109 valid for NEFT and RTGS?
Yes. IFSC IOBA0003109 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Overseas Bank Bolanahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0003109, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bolanahalli branch but serve different purposes.
What is the phone number of Indian Overseas Bank Bolanahalli branch?
You can reach the branch at 44-28584896 during regular banking hours.
Summary
The IFSC code IOBA0003109 belongs to Indian Overseas Bank's BOLANAHALLI branch, located at 9,SITE NO 34 BY 7333,MYSORE HASSAN ROAD,BOLANAHALLI,HUNSUR,MYSORE DIST,571103,KT in HUNSUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
