If you are searching for the IFSC code of Indian Overseas Bank, SECTOR HISSAR branch in HISSAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is IOBA0003980. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR HISSAR branch, and detailed step-by-step guides for using the IFSC IOBA0003980 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – SECTOR HISSAR is IOBA0003980. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003980 map to this branch in HISSAR, HARYANA.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Hissar branch in Hissar, Haryana is part of this network and uses the IFSC code IOBA0003980 for all electronic settlement.
About this branch
The branch is located at SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001. It serves the Hissar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0003980 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Sector Hissar |
| IFSC Code | IOBA0003980 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001 |
| City | Hissar |
| District | Hissar |
| State | Haryana |
| STD Code | 0 |
| Phone | 9877386334 |
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR HISSAR of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0003980 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0003980 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0003980 and the account number together uniquely identify the Sector Hissar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IOBA0003980
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0003980 across all three.
NEFT to Indian Overseas Bank, SECTOR HISSAR using IFSC IOBA0003980
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0003980, and confirm that the system picks up Indian Overseas Bank – SECTOR HISSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR HISSAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's SECTOR HISSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0003980 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – SECTOR HISSAR, use IMPS. With IFSC IOBA0003980 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0003980 for Indian Overseas Bank – SECTOR HISSAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0003980 | Yes – IOBA0003980 | Yes – IOBA0003980 |
For most retail customers crediting the Sector Hissar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0003980
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – SECTOR HISSAR is still mapped to IFSC IOBA0003980. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0003980 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sector Hissar branch
Once you have an account at Indian Overseas Bank – SECTOR HISSAR, the IFSC IOBA0003980 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sector Hissar branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0003980
Digital banking channels
Most day-to-day work that customers used to do at the Sector Hissar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0003980 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sector Hissar branch
The branch is located at SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001, which puts it inside Hissar, the broader Hissar district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Sector Hissar branch” — the verified location pin for IFSC IOBA0003980 should appear at the top of the results.
- Confirm the branch is open by calling 9877386334 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0003980 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – SECTOR HISSAR:
- The IFSC is exactly IOBA0003980 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and SECTOR HISSAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Hissar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0003980, however, work 24x7.
Verifying IFSC IOBA0003980 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0003980 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9877386334.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian Overseas BankSector Hissar Branch
SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001
Hissar, Haryana
Phone: 9877386334
IFSC: IOBA0003980
Frequently asked questions
How quickly will an NEFT transfer using IOBA0003980 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Sector Hissar reflect within 30 minutes.
Is IFSC IOBA0003980 the same for all accounts at Sector Hissar branch?
Yes. The IFSC IOBA0003980 is shared by every account held at Indian Overseas Bank's Sector Hissar branch. Only the account number changes from customer to customer.
Does Indian Overseas Bank Sector Hissar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9877386334 to confirm.
Where is Indian Overseas Bank Sector Hissar branch located?
Indian Overseas Bank's Sector Hissar branch is located at SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001, Hissar, Haryana.
What is the IFSC code of Indian Overseas Bank Sector Hissar branch?
The IFSC code of Indian Overseas Bank, Sector Hissar branch is IOBA0003980. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0003980 valid for NEFT and RTGS?
Yes. IFSC IOBA0003980 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IOBA0003980 belongs to Indian Overseas Bank's SECTOR HISSAR branch, located at SCO 20, SECTOR 14, HISSAR, HARAYANA, PIN 125001 in HISSAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
