Below are the complete branch details for Indian Overseas Bank, DLF QUTUB ENCLAVE branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0001436. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0001436 for Indian Overseas Bank – DLF QUTUB ENCLAVE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001436 is the IFSC of Indian Overseas Bank's DLF QUTUB ENCLAVE branch. The format is fixed: IOBA = bank code, 0 = reserved, 001436 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Dlf Qutub Enclave branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001436.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Dlf Qutub Enclave |
| IFSC Code | IOBA0001436 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| Phone | 4053710 |
Dlf Qutub Enclave branch overview
Located at DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002, the Dlf Qutub Enclave branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0001436 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's DLF QUTUB ENCLAVE branch came to be assigned the code IOBA0001436.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001436, money simply cannot be routed to the DLF QUTUB ENCLAVE branch electronically.
Products and account variants supported
Every account opened at the Dlf Qutub Enclave branch is mapped to IFSC IOBA0001436 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001436.
Products and services
Customers walking into the Dlf Qutub Enclave branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001436
How to transfer money using IFSC IOBA0001436
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001436 across all three.
How to use IFSC IOBA0001436 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's DLF QUTUB ENCLAVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001436.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as DLF QUTUB ENCLAVE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DLF QUTUB ENCLAVE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's DLF QUTUB ENCLAVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001436 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank DLF QUTUB ENCLAVE (IFSC IOBA0001436)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001436 in your mobile or internet banking app, and the money is credited to the DLF QUTUB ENCLAVE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001436 for Indian Overseas Bank – DLF QUTUB ENCLAVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001436 | Yes – IOBA0001436 | Yes – IOBA0001436 |
For most retail customers crediting the Dlf Qutub Enclave branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0001436
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – DLF QUTUB ENCLAVE is still mapped to IFSC IOBA0001436. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001436 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0001436
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the DLF QUTUB ENCLAVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001436 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Dlf Qutub Enclave branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001436 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – DLF QUTUB ENCLAVE:
- The IFSC is exactly IOBA0001436 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and DLF QUTUB ENCLAVE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dlf Qutub Enclave branch
The branch is located at DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Dlf Qutub Enclave branch” — the verified location pin for IFSC IOBA0001436 should appear at the top of the results.
- Confirm the branch is open by calling 4053710 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001436 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0001436 for Indian Overseas Bank – DLF QUTUB ENCLAVE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dlf Qutub Enclave are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001436 continue to work without interruption.
Branch address & contact
Indian Overseas BankDlf Qutub Enclave Branch
DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002
Gurgaon, Haryana
Phone: 4053710
IFSC: IOBA0001436
Frequently asked questions
How do I add Indian Overseas Bank Dlf Qutub Enclave as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001436, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Overseas Bank Dlf Qutub Enclave branch?
You can reach the branch at 4053710 during regular banking hours.
How quickly will an NEFT transfer using IOBA0001436 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Dlf Qutub Enclave reflect within 30 minutes.
Does Indian Overseas Bank Dlf Qutub Enclave branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4053710 to confirm.
Is IFSC IOBA0001436 valid for NEFT and RTGS?
Yes. IFSC IOBA0001436 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Overseas Bank Dlf Qutub Enclave branch located?
Indian Overseas Bank's Dlf Qutub Enclave branch is located at DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002, Gurgaon, Haryana.
Can I use IFSC IOBA0001436 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001436 to send funds instantly.
Summary
The IFSC code IOBA0001436 belongs to Indian Overseas Bank's DLF QUTUB ENCLAVE branch, located at DM 15, DAKSHIN MARG, DLF QUTUB ENCLAVE, PHASE II, GURGAON - 122002 in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
