IFSC Code of Indian Overseas Bank, Farrukhabad Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Overseas Bank, FARRUKHABAD branch in FARRUKHABAD FATEHGARH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IOBA0001716. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FARRUKHABAD branch, and detailed step-by-step guides for using the IFSC IOBA0001716 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IOBA0001716 is the IFSC of Indian Overseas Bank's FARRUKHABAD branch. The format is fixed: IOBA = bank code, 0 = reserved, 001716 = branch identifier.

Branch details at a glance

About the bank

Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Farrukhabad branch in Farrukhabad Fatehgarh, Uttar Pradesh is part of this network and uses the IFSC code IOBA0001716 for all electronic settlement.

About this branch

The branch is located at ITI CROSSING,THANDI SADAK,FARRUKHABAD PIN 209625. It serves the Farrukhabad Fatehgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0001716 is used to identify this branch on the RBI payments network.

Why every Indian Overseas Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FARRUKHABAD of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001716 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001716 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IOBA0001716

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001716 across all three.

NEFT to Indian Overseas Bank, FARRUKHABAD using IFSC IOBA0001716

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001716, and confirm that the system picks up Indian Overseas Bank – FARRUKHABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FARRUKHABAD

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's FARRUKHABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001716 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank FARRUKHABAD (IFSC IOBA0001716)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001716 in your mobile or internet banking app, and the money is credited to the FARRUKHABAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Farrukhabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0001716:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at FARRUKHABAD is still linked to IFSC IOBA0001716.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IOBA0001716

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – FARRUKHABAD is still mapped to IFSC IOBA0001716. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001716 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Farrukhabad branch is mapped to IFSC IOBA0001716 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0001716.

Banking services available

The Farrukhabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 27940373.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0001716

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001716 and the account number together uniquely identify the Farrukhabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IOBA0001716

Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the FARRUKHABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001716 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – FARRUKHABAD:

• The IFSC is exactly IOBA0001716 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and FARRUKHABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Farrukhabad branch sits at ITI CROSSING,THANDI SADAK,FARRUKHABAD PIN 209625. If you are travelling from outside Farrukhabad Fatehgarh, search for the branch on a maps application using the bank name and locality, or call 27940373 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001716 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IOBA0001716 for Indian Overseas Bank – FARRUKHABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Farrukhabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001716 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IOBA0001716 belongs to Indian Overseas Bank's FARRUKHABAD branch, located at ITI CROSSING,THANDI SADAK,FARRUKHABAD PIN 209625 in FARRUKHABAD FATEHGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.