Below are the complete branch details for Indian Overseas Bank, FARIDABAD YMCA branch, located in FARIDABAD, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0001466. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0001466 for Indian Overseas Bank – FARIDABAD YMCA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001466 is the IFSC of Indian Overseas Bank's FARIDABAD YMCA branch. The format is fixed: IOBA = bank code, 0 = reserved, 001466 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Faridabad Ymca branch in Faridabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001466.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Faridabad Ymca |
| IFSC Code | IOBA0001466 |
| MICR Code | Refer to cheque leaf |
| Branch Address | Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006 |
| City | Faridabad |
| District | Faridabad |
| State | Haryana |
| Phone | 4061575 |
About this branch
The branch is located at Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006. It serves the Faridabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0001466 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's FARIDABAD YMCA branch came to be assigned the code IOBA0001466.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001466, money simply cannot be routed to the FARIDABAD YMCA branch electronically.
Products and account variants supported
Every account opened at the Faridabad Ymca branch is mapped to IFSC IOBA0001466 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001466.
Products and services
Customers walking into the Faridabad Ymca branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001466
How to transfer money using IFSC IOBA0001466
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001466 across all three.
How to use IFSC IOBA0001466 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's FARIDABAD YMCA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001466.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as FARIDABAD YMCA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0001466
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – FARIDABAD YMCA, ensure your bank's portal accepts IFSC IOBA0001466 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank FARIDABAD YMCA (IFSC IOBA0001466)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001466 in your mobile or internet banking app, and the money is credited to the FARIDABAD YMCA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Faridabad Ymca
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0001466:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at FARIDABAD YMCA is still linked to IFSC IOBA0001466.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IOBA0001466
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – FARIDABAD YMCA is still mapped to IFSC IOBA0001466. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001466 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0001466
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the FARIDABAD YMCA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001466 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Faridabad Ymca branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001466 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – FARIDABAD YMCA:
- The IFSC is exactly IOBA0001466 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and FARIDABAD YMCA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Faridabad Ymca branch
The branch is located at Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006, which puts it inside Faridabad, the broader Faridabad district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Faridabad Ymca branch” — the verified location pin for IFSC IOBA0001466 should appear at the top of the results.
- Confirm the branch is open by calling 4061575 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001466 and your account number.
Verifying IFSC IOBA0001466 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001466 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4061575.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Faridabad Ymca are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001466 continue to work without interruption.
Branch address & contact
Indian Overseas BankFaridabad Ymca Branch
Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006
Faridabad, Haryana
Phone: 4061575
IFSC: IOBA0001466
Frequently asked questions
Is IFSC IOBA0001466 the same for all accounts at Faridabad Ymca branch?
Yes. The IFSC IOBA0001466 is shared by every account held at Indian Overseas Bank's Faridabad Ymca branch. Only the account number changes from customer to customer.
How do I add Indian Overseas Bank Faridabad Ymca as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001466, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0001466 valid for NEFT and RTGS?
Yes. IFSC IOBA0001466 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Overseas Bank Faridabad Ymca branch?
You can reach the branch at 4061575 during regular banking hours.
Can I use IFSC IOBA0001466 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001466 to send funds instantly.
Where is Indian Overseas Bank Faridabad Ymca branch located?
Indian Overseas Bank's Faridabad Ymca branch is located at Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006, Faridabad, Haryana.
Does Indian Overseas Bank Faridabad Ymca branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4061575 to confirm.
Summary
The IFSC code IOBA0001466 belongs to Indian Overseas Bank's FARIDABAD YMCA branch, located at Y M C A,SECTOR 6,FARIDABAD HARYANA PIN 121006 in FARIDABAD, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
