If you are searching for the IFSC code of Indian Overseas Bank, DUNGARPUR branch in DUNGARPUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is IOBA0004036. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DUNGARPUR branch, and detailed step-by-step guides for using the IFSC IOBA0004036 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – DUNGARPUR is IOBA0004036. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004036 map to this branch in DUNGARPUR, RAJASTHAN.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Dungarpur |
| IFSC Code | IOBA0004036 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT HOSPITAL ROAD, DUNGARPUR, RAJASTHAN - 314001 |
| City | Dungarpur |
| District | Dungarpur |
| State | Rajasthan |
| STD Code | 0 |
| Phone | 0 |
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dungarpur branch in Dungarpur, Rajasthan is part of this network and uses the IFSC code IOBA0004036 for all electronic settlement.
About this branch
The branch is located at NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT HOSPITAL ROAD, DUNGARPUR, RAJASTHAN - 314001. It serves the Dungarpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0004036 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's DUNGARPUR branch came to be assigned the code IOBA0004036.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0004036, money simply cannot be routed to the DUNGARPUR branch electronically.
How to transfer money using IFSC IOBA0004036
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0004036 across all three.
NEFT to Indian Overseas Bank, DUNGARPUR using IFSC IOBA0004036
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0004036, and confirm that the system picks up Indian Overseas Bank – DUNGARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0004036
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – DUNGARPUR, ensure your bank's portal accepts IFSC IOBA0004036 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank DUNGARPUR (IFSC IOBA0004036)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0004036 in your mobile or internet banking app, and the money is credited to the DUNGARPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0004036 for Indian Overseas Bank – DUNGARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0004036 | Yes – IOBA0004036 | Yes – IOBA0004036 |
For most retail customers crediting the Dungarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's DUNGARPUR branch, the IFSC IOBA0004036 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dungarpur branch
Once you have an account at Indian Overseas Bank – DUNGARPUR, the IFSC IOBA0004036 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dungarpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0004036
MICR & cheque-truncation details
Cheques drawn on the Dungarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0004036 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IOBA0004036
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the DUNGARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0004036 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IOBA0004036
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – DUNGARPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0004036. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dungarpur branch
The branch is located at NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT HOSPITAL ROAD, DUNGARPUR, RAJASTHAN - 314001, which puts it inside Dungarpur, the broader Dungarpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Dungarpur branch” — the verified location pin for IFSC IOBA0004036 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0004036 and your account number.
Verifying IFSC IOBA0004036 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0004036 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dungarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0004036, however, work 24x7.
Branch address & contact
Indian Overseas BankDungarpur Branch
NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT HOSPITAL ROAD, DUNGARPUR, RAJASTHAN - 314001
Dungarpur, Rajasthan
Phone: 0
IFSC: IOBA0004036
Frequently asked questions
Can I use IFSC IOBA0004036 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0004036 to send funds instantly.
Where is Indian Overseas Bank Dungarpur branch located?
Indian Overseas Bank's Dungarpur branch is located at NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT HOSPITAL ROAD, DUNGARPUR, RAJASTHAN - 314001, Dungarpur, Rajasthan.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dungarpur branch but serve different purposes.
How do I add Indian Overseas Bank Dungarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0004036, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0004036 the same for all accounts at Dungarpur branch?
Yes. The IFSC IOBA0004036 is shared by every account held at Indian Overseas Bank's Dungarpur branch. Only the account number changes from customer to customer.
What is the phone number of Indian Overseas Bank Dungarpur branch?
You can reach the branch at 0 during regular banking hours.
Does Indian Overseas Bank Dungarpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the IFSC code of Indian Overseas Bank Dungarpur branch?
The IFSC code of Indian Overseas Bank, Dungarpur branch is IOBA0004036. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IOBA0004036 belongs to Indian Overseas Bank's DUNGARPUR branch, located at NEAR POOJA HOSPITAL, SADAR THANA CHAURAHA, SHRI HARIDEV JOSHI, GOVERNMENT… in DUNGARPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
