If you are searching for the IFSC code of Indian Overseas Bank, GOLF LINKS branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is IOBA0000265. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOLF LINKS branch, and detailed step-by-step guides for using the IFSC IOBA0000265 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0000265 is the IFSC of Indian Overseas Bank's GOLF LINKS branch. The format is fixed: IOBA = bank code, 0 = reserved, 000265 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Golf Links branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0000265.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Golf Links |
| IFSC Code | IOBA0000265 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 70, GOLF LINKS, NEW DELHI - 110003 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| Phone | 24619078 |
About the Golf Links branch
The Golf Links branch of Indian Overseas Bank is situated at 70, GOLF LINKS, NEW DELHI - 110003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0000265 is used.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOLF LINKS of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0000265 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0000265 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Golf Links branch
Once you have an account at Indian Overseas Bank – GOLF LINKS, the IFSC IOBA0000265 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Golf Links branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0000265
How to transfer money using IFSC IOBA0000265
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000265 across all three.
NEFT to Indian Overseas Bank, GOLF LINKS using IFSC IOBA0000265
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0000265, and confirm that the system picks up Indian Overseas Bank – GOLF LINKS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0000265
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – GOLF LINKS, ensure your bank's portal accepts IFSC IOBA0000265 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – GOLF LINKS, use IMPS. With IFSC IOBA0000265 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000265 for Indian Overseas Bank – GOLF LINKS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000265 | Yes – IOBA0000265 | Yes – IOBA0000265 |
For most retail customers crediting the Golf Links branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0000265
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – GOLF LINKS is still mapped to IFSC IOBA0000265. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000265 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0000265
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the GOLF LINKS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000265 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Golf Links branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0000265 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – GOLF LINKS:
- The IFSC is exactly IOBA0000265 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and GOLF LINKS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Golf Links branch
The branch is located at 70, GOLF LINKS, NEW DELHI - 110003, which puts it inside Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Golf Links branch” — the verified location pin for IFSC IOBA0000265 should appear at the top of the results.
- Confirm the branch is open by calling 24619078 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0000265 and your account number.
Verifying IFSC IOBA0000265 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000265 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 24619078.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Golf Links are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000265 continue to work without interruption.
Branch address & contact
Indian Overseas BankGolf Links Branch
70, GOLF LINKS, NEW DELHI - 110003
Delhi, Delhi
Phone: 24619078
IFSC: IOBA0000265
Frequently asked questions
What is the phone number of Indian Overseas Bank Golf Links branch?
You can reach the branch at 24619078 during regular banking hours.
Is IFSC IOBA0000265 the same for all accounts at Golf Links branch?
Yes. The IFSC IOBA0000265 is shared by every account held at Indian Overseas Bank's Golf Links branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Overseas Bank Golf Links branch?
The IFSC code of Indian Overseas Bank, Golf Links branch is IOBA0000265. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IOBA0000265 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000265 to send funds instantly.
How do I add Indian Overseas Bank Golf Links as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000265, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IOBA0000265 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Golf Links reflect within 30 minutes.
Is IFSC IOBA0000265 valid for NEFT and RTGS?
Yes. IFSC IOBA0000265 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IOBA0000265 belongs to Indian Overseas Bank's GOLF LINKS branch, located at 70, GOLF LINKS, NEW DELHI - 110003 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
