Below are the complete branch details for Indian Overseas Bank, DAUSA branch, located in DAUSA, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0002432. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0002432 for Indian Overseas Bank – DAUSA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's DAUSA branch, the IFSC IOBA0002432 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 002432 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Dausa |
| IFSC Code | IOBA0002432 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 1 2 3,NATIONAL HIGHWAY 11 JAIPUR AGRA ROAD,DAUSA PIN 303303,RAJASTHAN STATE |
| City | Dausa |
| District | Dausa |
| State | Rajasthan |
| Phone | 224099 |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Dausa branch in Dausa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0002432.
About the Dausa branch
The Dausa branch of Indian Overseas Bank is situated at PLOT NO 1 2 3,NATIONAL HIGHWAY 11 JAIPUR AGRA ROAD,DAUSA PIN 303303,RAJASTHAN STATE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0002432 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's DAUSA branch came to be assigned the code IOBA0002432.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0002432, money simply cannot be routed to the DAUSA branch electronically.
How to transfer money using IFSC IOBA0002432
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0002432 across all three.
NEFT to Indian Overseas Bank, DAUSA using IFSC IOBA0002432
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0002432, and confirm that the system picks up Indian Overseas Bank – DAUSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0002432
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – DAUSA, ensure your bank's portal accepts IFSC IOBA0002432 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – DAUSA, use IMPS. With IFSC IOBA0002432 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0002432 for Indian Overseas Bank – DAUSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0002432 | Yes – IOBA0002432 | Yes – IOBA0002432 |
For most retail customers crediting the Dausa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0002432
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – DAUSA is still mapped to IFSC IOBA0002432. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0002432 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dausa branch is mapped to IFSC IOBA0002432 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0002432.
Banking services available
The Dausa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 224099.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0002432
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0002432 and the account number together uniquely identify the Dausa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dausa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0002432 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – DAUSA:
- The IFSC is exactly IOBA0002432 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and DAUSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dausa branch
The branch is located at PLOT NO 1 2 3,NATIONAL HIGHWAY 11 JAIPUR AGRA ROAD,DAUSA PIN 303303,RAJASTHAN STATE, which puts it inside Dausa, the broader Dausa district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Dausa branch” — the verified location pin for IFSC IOBA0002432 should appear at the top of the results.
- Confirm the branch is open by calling 224099 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0002432 and your account number.
Verifying IFSC IOBA0002432 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0002432 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 224099.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dausa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0002432 continue to work without interruption.
Branch address & contact
Indian Overseas BankDausa Branch
PLOT NO 1 2 3,NATIONAL HIGHWAY 11 JAIPUR AGRA ROAD,DAUSA PIN 303303,RAJASTHAN STATE
Dausa, Rajasthan
Phone: 224099
IFSC: IOBA0002432
Frequently asked questions
How quickly will an NEFT transfer using IOBA0002432 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Dausa reflect within 30 minutes.
Is IFSC IOBA0002432 valid for NEFT and RTGS?
Yes. IFSC IOBA0002432 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Overseas Bank Dausa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 224099 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dausa branch but serve different purposes.
What is the IFSC code of Indian Overseas Bank Dausa branch?
The IFSC code of Indian Overseas Bank, Dausa branch is IOBA0002432. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Overseas Bank Dausa branch?
You can reach the branch at 224099 during regular banking hours.
Summary
The IFSC code IOBA0002432 belongs to Indian Overseas Bank's DAUSA branch, located at PLOT NO 1 2 3,NATIONAL HIGHWAY 11 JAIPUR AGRA ROAD,DAUSA PIN 303303,RAJASTHAN… in DAUSA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
