IFSC Code of Indian Overseas Bank, Dasappa Goundenpudur Branch, Tamil Nadu

If you are searching for the IFSC code of Indian Overseas Bank, DASAPPA GOUNDENPUDUR branch in DASAPPAGOUNDENPUDUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IOBA0000683. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DASAPPA GOUNDENPUDUR branch, and detailed step-by-step guides for using the IFSC IOBA0000683 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Overseas Bank's DASAPPA GOUNDENPUDUR branch, the IFSC IOBA0000683 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 000683 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dasappa Goundenpudur branch — IFSC IOBA0000683 — extends the bank's services to customers in and around Dasappagoundenpudur, Tamil Nadu.

About the Dasappa Goundenpudur branch

The Dasappa Goundenpudur branch of Indian Overseas Bank is situated at 42, SATHI ATHANI ROAD DASAPPA GOUNDEN PUDUR PIN 638503. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0000683 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's DASAPPA GOUNDENPUDUR branch came to be assigned the code IOBA0000683.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000683, money simply cannot be routed to the DASAPPA GOUNDENPUDUR branch electronically.

How to transfer money using IFSC IOBA0000683

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000683 across all three.

How to use IFSC IOBA0000683 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's DASAPPA GOUNDENPUDUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IOBA0000683.
4. Confirm the bank name auto-populates as Indian Overseas Bank and the branch as DASAPPA GOUNDENPUDUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DASAPPA GOUNDENPUDUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's DASAPPA GOUNDENPUDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0000683 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank DASAPPA GOUNDENPUDUR (IFSC IOBA0000683)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0000683 in your mobile or internet banking app, and the money is credited to the DASAPPA GOUNDENPUDUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dasappa Goundenpudur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0000683:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DASAPPA GOUNDENPUDUR is still linked to IFSC IOBA0000683.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IOBA0000683

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – DASAPPA GOUNDENPUDUR is still mapped to IFSC IOBA0000683. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000683 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dasappa Goundenpudur branch is mapped to IFSC IOBA0000683 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0000683.

Banking services available

The Dasappa Goundenpudur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 252592.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0000683

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0000683 and the account number together uniquely identify the Dasappa Goundenpudur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IOBA0000683

Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the DASAPPA GOUNDENPUDUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000683 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IOBA0000683

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – DASAPPA GOUNDENPUDUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IOBA0000683.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Dasappa Goundenpudur branch

The branch is located at 42, SATHI ATHANI ROAD DASAPPA GOUNDEN PUDUR PIN 638503, which puts it inside Dasappagoundenpudur, the broader Erode district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Overseas Bank Dasappa Goundenpudur branch” — the verified location pin for IFSC IOBA0000683 should appear at the top of the results.
2. Confirm the branch is open by calling 252592 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0000683 and your account number.

Verifying IFSC IOBA0000683 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000683 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 252592.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Dasappa Goundenpudur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000683 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IOBA0000683 belongs to Indian Overseas Bank's DASAPPA GOUNDENPUDUR branch, located at 42, SATHI ATHANI ROAD DASAPPA GOUNDEN PUDUR PIN 638503 in DASAPPAGOUNDENPUDUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.