Below are the complete branch details for Indian Overseas Bank, DAHANU branch, located in DAHANU, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0003136. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0003136 for Indian Overseas Bank – DAHANU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0003136 is the IFSC of Indian Overseas Bank's DAHANU branch. The format is fixed: IOBA = bank code, 0 = reserved, 003136 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Dahanu branch in Dahanu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0003136.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Dahanu |
| IFSC Code | IOBA0003136 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 7 AND 8 TARA CASTLE 149 BY 150 MAIN ROAD,MASOLI NAKA,MASOLI,DIST THANE,MAHARASTRA 401602 |
| City | Dahanu |
| District | Thane |
| State | Maharashtra |
| STD Code | 44 |
| Phone | 28584896 |
About the Dahanu branch
The Dahanu branch of Indian Overseas Bank is situated at 7 AND 8 TARA CASTLE 149 BY 150 MAIN ROAD,MASOLI NAKA,MASOLI,DIST THANE,MAHARASTRA 401602. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0003136 is used.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DAHANU of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0003136 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0003136 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Dahanu branch is mapped to IFSC IOBA0003136 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0003136.
Products and services
Customers walking into the Dahanu branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0003136
How to transfer money using IFSC IOBA0003136
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0003136 across all three.
How to use IFSC IOBA0003136 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's DAHANU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0003136.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as DAHANU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0003136
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – DAHANU, ensure your bank's portal accepts IFSC IOBA0003136 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank DAHANU (IFSC IOBA0003136)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0003136 in your mobile or internet banking app, and the money is credited to the DAHANU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0003136 for Indian Overseas Bank – DAHANU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0003136 | Yes – IOBA0003136 | Yes – IOBA0003136 |
For most retail customers crediting the Dahanu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's DAHANU branch, the IFSC IOBA0003136 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Dahanu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0003136 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0003136 and the account number together uniquely identify the Dahanu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – DAHANU:
- The IFSC is exactly IOBA0003136 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and DAHANU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dahanu branch
The branch is located at 7 AND 8 TARA CASTLE 149 BY 150 MAIN ROAD,MASOLI NAKA,MASOLI,DIST THANE,MAHARASTRA 401602, which puts it inside Dahanu, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Dahanu branch” — the verified location pin for IFSC IOBA0003136 should appear at the top of the results.
- Confirm the branch is open by calling 44-28584896 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0003136 and your account number.
Verifying IFSC IOBA0003136 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0003136 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28584896.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dahanu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0003136 continue to work without interruption.
Branch address & contact
Indian Overseas BankDahanu Branch
7 AND 8 TARA CASTLE 149 BY 150 MAIN ROAD,MASOLI NAKA,MASOLI,DIST THANE,MAHARASTRA 401602
Dahanu, Maharashtra
Phone: 44-28584896
IFSC: IOBA0003136
Frequently asked questions
Where is Indian Overseas Bank Dahanu branch located?
Indian Overseas Bank's Dahanu branch is located at 7 AND 8 TARA CASTLE 149 BY 150 MAIN ROAD,MASOLI NAKA,MASOLI,DIST THANE,MAHARASTRA 401602, Dahanu, Maharashtra.
Can I use IFSC IOBA0003136 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0003136 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dahanu branch but serve different purposes.
How do I add Indian Overseas Bank Dahanu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0003136, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IOBA0003136 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Dahanu reflect within 30 minutes.
What is the phone number of Indian Overseas Bank Dahanu branch?
You can reach the branch at 44-28584896 during regular banking hours.
What is the IFSC code of Indian Overseas Bank Dahanu branch?
The IFSC code of Indian Overseas Bank, Dahanu branch is IOBA0003136. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0003136 valid for NEFT and RTGS?
Yes. IFSC IOBA0003136 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IOBA0003136 is the IFSC code of Indian Overseas Bank, DAHANU branch, in DAHANU, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
