IFSC Code of Indian Overseas Bank, Aravind Eye Hospital Branch, Tamil Nadu

Below are the complete branch details for Indian Overseas Bank, ARAVIND EYE HOSPITAL branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0001853. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0001853 for Indian Overseas Bank – ARAVIND EYE HOSPITAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Overseas Bank – ARAVIND EYE HOSPITAL is IOBA0001853. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001853 map to this branch in COIMBATORE, TAMIL NADU.

Branch details at a glance

About the bank

Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Aravind Eye Hospital branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code IOBA0001853 for all electronic settlement.

About the Aravind Eye Hospital branch

The Aravind Eye Hospital branch of Indian Overseas Bank is situated at ARAVIND EYE HOSPITAL COMPOUND, AVINASHI RD,AERODROME POST, COIMBATORE - 641014. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001853 is used.

Why every Indian Overseas Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARAVIND EYE HOSPITAL of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001853 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001853 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IOBA0001853

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001853 across all three.

NEFT to Indian Overseas Bank, ARAVIND EYE HOSPITAL using IFSC IOBA0001853

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001853, and confirm that the system picks up Indian Overseas Bank – ARAVIND EYE HOSPITAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ARAVIND EYE HOSPITAL

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's ARAVIND EYE HOSPITAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001853 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank ARAVIND EYE HOSPITAL (IFSC IOBA0001853)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001853 in your mobile or internet banking app, and the money is credited to the ARAVIND EYE HOSPITAL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IOBA0001853 for Indian Overseas Bank – ARAVIND EYE HOSPITAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Aravind Eye Hospital branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IOBA0001853

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – ARAVIND EYE HOSPITAL is still mapped to IFSC IOBA0001853. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001853 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Aravind Eye Hospital branch is mapped to IFSC IOBA0001853 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0001853.

Products and services

Customers walking into the Aravind Eye Hospital branch can access most of Indian Overseas Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IOBA0001853

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001853 and the account number together uniquely identify the Aravind Eye Hospital branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IOBA0001853

Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the ARAVIND EYE HOSPITAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001853 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – ARAVIND EYE HOSPITAL:

• The IFSC is exactly IOBA0001853 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and ARAVIND EYE HOSPITAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Aravind Eye Hospital branch

The branch is located at ARAVIND EYE HOSPITAL COMPOUND, AVINASHI RD,AERODROME POST, COIMBATORE - 641014, which puts it inside Coimbatore, the broader Coimbotore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Overseas Bank Aravind Eye Hospital branch” — the verified location pin for IFSC IOBA0001853 should appear at the top of the results.
2. Confirm the branch is open by calling 2607659 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001853 and your account number.

Verifying IFSC IOBA0001853 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001853 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2607659.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aravind Eye Hospital branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001853, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IOBA0001853 belongs to Indian Overseas Bank's ARAVIND EYE HOSPITAL branch, located at ARAVIND EYE HOSPITAL COMPOUND, AVINASHI RD,AERODROME POST, COIMBATORE - 641014 in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.