This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Overseas Bank, BURDWAN branch in BURDA. The 11-digit IFSC IOBA0001479 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Overseas Bank at the BURDWAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – BURDWAN is IOBA0001479. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001479 map to this branch in BURDA, WEST BENGAL.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Burdwan branch in Burda, West Bengal is part of this network and uses the IFSC code IOBA0001479 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Burdwan |
| IFSC Code | IOBA0001479 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101 |
| City | Burda |
| District | Puruliya |
| State | West Bengal |
| STD Code | 342 |
| Phone | 2564736 |
About the Burdwan branch
The Burdwan branch of Indian Overseas Bank is situated at 110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001479 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's BURDWAN branch came to be assigned the code IOBA0001479.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001479, money simply cannot be routed to the BURDWAN branch electronically.
Account types you can open at the Burdwan branch
Once you have an account at Indian Overseas Bank – BURDWAN, the IFSC IOBA0001479 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Burdwan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 342-2564736.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0001479
How to transfer money using IFSC IOBA0001479
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001479 across all three.
How to use IFSC IOBA0001479 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's BURDWAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001479.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as BURDWAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0001479
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – BURDWAN, ensure your bank's portal accepts IFSC IOBA0001479 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank BURDWAN (IFSC IOBA0001479)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001479 in your mobile or internet banking app, and the money is credited to the BURDWAN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Burdwan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0001479:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BURDWAN is still linked to IFSC IOBA0001479.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's BURDWAN branch, the IFSC IOBA0001479 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Burdwan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0001479 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001479 and the account number together uniquely identify the Burdwan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – BURDWAN:
- The IFSC is exactly IOBA0001479 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and BURDWAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Burdwan branch
The branch is located at 110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101, which puts it inside Burda, the broader Puruliya district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Burdwan branch” — the verified location pin for IFSC IOBA0001479 should appear at the top of the results.
- Confirm the branch is open by calling 342-2564736 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001479 and your account number.
Verifying IFSC IOBA0001479 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001479 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 342-2564736.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Burdwan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001479, however, work 24x7.
Branch address & contact
Indian Overseas BankBurdwan Branch
110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101
Burda, West Bengal
Phone: 342-2564736
IFSC: IOBA0001479
Frequently asked questions
Is IFSC IOBA0001479 the same for all accounts at Burdwan branch?
Yes. The IFSC IOBA0001479 is shared by every account held at Indian Overseas Bank's Burdwan branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IOBA0001479 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Burdwan reflect within 30 minutes.
What is the IFSC code of Indian Overseas Bank Burdwan branch?
The IFSC code of Indian Overseas Bank, Burdwan branch is IOBA0001479. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Overseas Bank Burdwan branch located?
Indian Overseas Bank's Burdwan branch is located at 110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101, Burda, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Burdwan branch but serve different purposes.
What is the phone number of Indian Overseas Bank Burdwan branch?
You can reach the branch at 342-2564736 during regular banking hours.
Can I use IFSC IOBA0001479 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001479 to send funds instantly.
Is IFSC IOBA0001479 valid for NEFT and RTGS?
Yes. IFSC IOBA0001479 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IOBA0001479 belongs to Indian Overseas Bank's BURDWAN branch, located at 110, G T ROAD, TINKONIA, BURDWAN PINCODE 713101 in BURDA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
