This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Overseas Bank, OGB - BORIGUMA branch in BORIGUMA. The 11-digit IFSC IOBA0GB8337 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Overseas Bank at the OGB - BORIGUMA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0GB8337 is the IFSC of Indian Overseas Bank's OGB - BORIGUMA branch. The format is fixed: IOBA = bank code, 0 = reserved, GB8337 = branch identifier.
Bank profile
Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ogb - Boriguma branch — IFSC IOBA0GB8337 — extends the bank's services to customers in and around Boriguma, Odisha.
About this branch
The branch is located at ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST- KORAPUT,PIN-764 056. It serves the Boriguma region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0GB8337 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb - Boriguma |
| IFSC Code | IOBA0GB8337 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST- KORAPUT,PIN-764 056 |
| City | Boriguma |
| District | Jeypore |
| State | Odisha |
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OGB - BORIGUMA of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0GB8337 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0GB8337 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB8337 and the account number together uniquely identify the Ogb - Boriguma branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IOBA0GB8337
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB8337 across all three.
How to use IFSC IOBA0GB8337 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's OGB - BORIGUMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0GB8337.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as OGB - BORIGUMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to OGB - BORIGUMA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's OGB - BORIGUMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0GB8337 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank OGB - BORIGUMA (IFSC IOBA0GB8337)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0GB8337 in your mobile or internet banking app, and the money is credited to the OGB - BORIGUMA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0GB8337 for Indian Overseas Bank – OGB - BORIGUMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0GB8337 | Yes – IOBA0GB8337 | Yes – IOBA0GB8337 |
For most retail customers crediting the Ogb - Boriguma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's OGB - BORIGUMA branch, the IFSC IOBA0GB8337 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ogb - Boriguma branch is mapped to IFSC IOBA0GB8337 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0GB8337.
Products and services
Customers walking into the Ogb - Boriguma branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0GB8337
Digital banking channels
Most day-to-day work that customers used to do at the Ogb - Boriguma branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB8337 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ogb - Boriguma branch
The branch is located at ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST- KORAPUT,PIN-764 056, which puts it inside Boriguma, the broader Jeypore district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Ogb - Boriguma branch” — the verified location pin for IFSC IOBA0GB8337 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0GB8337 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB - BORIGUMA:
- The IFSC is exactly IOBA0GB8337 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB - BORIGUMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ogb - Boriguma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0GB8337, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0GB8337 for Indian Overseas Bank – OGB - BORIGUMA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian Overseas BankOgb - Boriguma Branch
ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST- KORAPUT,PIN-764 056
Boriguma, Odisha
Phone: the branch contact number
IFSC: IOBA0GB8337
Frequently asked questions
What is the phone number of Indian Overseas Bank Ogb - Boriguma branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Indian Overseas Bank Ogb - Boriguma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0GB8337, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ogb - Boriguma branch but serve different purposes.
Is IFSC IOBA0GB8337 valid for NEFT and RTGS?
Yes. IFSC IOBA0GB8337 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IOBA0GB8337 the same for all accounts at Ogb - Boriguma branch?
Yes. The IFSC IOBA0GB8337 is shared by every account held at Indian Overseas Bank's Ogb - Boriguma branch. Only the account number changes from customer to customer.
Can I use IFSC IOBA0GB8337 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0GB8337 to send funds instantly.
Where is Indian Overseas Bank Ogb - Boriguma branch located?
Indian Overseas Bank's Ogb - Boriguma branch is located at ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST- KORAPUT,PIN-764 056, Boriguma, Odisha.
Does Indian Overseas Bank Ogb - Boriguma branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code IOBA0GB8337 belongs to Indian Overseas Bank's OGB - BORIGUMA branch, located at ODISHA GRAMEEN BANK BORIGUMA BRANCH AT- BORIGUMA PO-BORIGUMA DIST-… in BORIGUMA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
