If you are searching for the IFSC code of Indian Overseas Bank, BROOKEFIELDS branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IOBA0001900. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BROOKEFIELDS branch, and detailed step-by-step guides for using the IFSC IOBA0001900 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001900 is the IFSC of Indian Overseas Bank's BROOKEFIELDS branch. The format is fixed: IOBA = bank code, 0 = reserved, 001900 = branch identifier.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Brookefields branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001900.
About the Brookefields branch
The Brookefields branch of Indian Overseas Bank is situated at ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001900 is used.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Brookefields |
| IFSC Code | IOBA0001900 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| Phone | 22950111 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's BROOKEFIELDS branch came to be assigned the code IOBA0001900.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001900, money simply cannot be routed to the BROOKEFIELDS branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Brookefields branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001900 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IOBA0001900
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001900 across all three.
How to use IFSC IOBA0001900 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's BROOKEFIELDS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001900.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as BROOKEFIELDS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0001900
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – BROOKEFIELDS, ensure your bank's portal accepts IFSC IOBA0001900 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank BROOKEFIELDS (IFSC IOBA0001900)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001900 in your mobile or internet banking app, and the money is credited to the BROOKEFIELDS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001900 for Indian Overseas Bank – BROOKEFIELDS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001900 | Yes – IOBA0001900 | Yes – IOBA0001900 |
For most retail customers crediting the Brookefields branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0001900
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – BROOKEFIELDS is still mapped to IFSC IOBA0001900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001900 and the beneficiary's account number to complete the transfer.
Account types you can open at the Brookefields branch
Once you have an account at Indian Overseas Bank – BROOKEFIELDS, the IFSC IOBA0001900 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Brookefields branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22950111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0001900
Online banking and IFSC IOBA0001900
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the BROOKEFIELDS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Brookefields branch sits at ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 22950111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001900 and your account number.
Common mistakes to avoid when using IFSC IOBA0001900
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – BROOKEFIELDS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0001900. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Brookefields branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001900, however, work 24x7.
Verifying IFSC IOBA0001900 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001900 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22950111.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian Overseas BankBrookefields Branch
ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037
Bangalore, Karnataka
Phone: 22950111
IFSC: IOBA0001900
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Brookefields branch but serve different purposes.
Where is Indian Overseas Bank Brookefields branch located?
Indian Overseas Bank's Brookefields branch is located at ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037, Bangalore, Karnataka.
Is IFSC IOBA0001900 valid for NEFT and RTGS?
Yes. IFSC IOBA0001900 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IOBA0001900 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001900 to send funds instantly.
What is the IFSC code of Indian Overseas Bank Brookefields branch?
The IFSC code of Indian Overseas Bank, Brookefields branch is IOBA0001900. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0001900 the same for all accounts at Brookefields branch?
Yes. The IFSC IOBA0001900 is shared by every account held at Indian Overseas Bank's Brookefields branch. Only the account number changes from customer to customer.
Does Indian Overseas Bank Brookefields branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22950111 to confirm.
Summary
The IFSC code IOBA0001900 belongs to Indian Overseas Bank's BROOKEFIELDS branch, located at ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
