Below are the complete branch details for Indian Overseas Bank, SAHALLAN BEDWARI branch, located in ANGARA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0003382. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0003382 for Indian Overseas Bank – SAHALLAN BEDWARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's SAHALLAN BEDWARI branch, the IFSC IOBA0003382 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 003382 identifies this particular branch.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Sahallan Bedwari branch in Angara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0003382.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Sahallan Bedwari |
| IFSC Code | IOBA0003382 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI DIST,JHARKHAND STATE-835103 |
| City | Angara |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 651 |
| Phone | 2361530 |
About the Sahallan Bedwari branch
The Sahallan Bedwari branch of Indian Overseas Bank is situated at 879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI DIST,JHARKHAND STATE-835103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0003382 is used.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHALLAN BEDWARI of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0003382 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0003382 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sahallan Bedwari branch is mapped to IFSC IOBA0003382 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0003382.
Products and services
Customers walking into the Sahallan Bedwari branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0003382
How to transfer money using IFSC IOBA0003382
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0003382 across all three.
How to use IFSC IOBA0003382 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's SAHALLAN BEDWARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0003382.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as SAHALLAN BEDWARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAHALLAN BEDWARI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's SAHALLAN BEDWARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0003382 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank SAHALLAN BEDWARI (IFSC IOBA0003382)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0003382 in your mobile or internet banking app, and the money is credited to the SAHALLAN BEDWARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0003382 for Indian Overseas Bank – SAHALLAN BEDWARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0003382 | Yes – IOBA0003382 | Yes – IOBA0003382 |
For most retail customers crediting the Sahallan Bedwari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Overseas Bank's SAHALLAN BEDWARI branch, the IFSC IOBA0003382 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sahallan Bedwari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0003382 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sahallan Bedwari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0003382 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – SAHALLAN BEDWARI:
- The IFSC is exactly IOBA0003382 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and SAHALLAN BEDWARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sahallan Bedwari branch sits at 879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI DIST,JHARKHAND STATE-835103. If you are travelling from outside Angara, search for the branch on a maps application using the bank name and locality, or call 651-2361530 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0003382 and your account number.
Verifying IFSC IOBA0003382 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0003382 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 651-2361530.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahallan Bedwari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0003382, however, work 24x7.
Branch address & contact
Indian Overseas BankSahallan Bedwari Branch
879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI DIST,JHARKHAND STATE-835103
Angara, Jharkhand
Phone: 651-2361530
IFSC: IOBA0003382
Frequently asked questions
How quickly will an NEFT transfer using IOBA0003382 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Sahallan Bedwari reflect within 30 minutes.
Can I use IFSC IOBA0003382 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0003382 to send funds instantly.
What is the phone number of Indian Overseas Bank Sahallan Bedwari branch?
You can reach the branch at 651-2361530 during regular banking hours.
Where is Indian Overseas Bank Sahallan Bedwari branch located?
Indian Overseas Bank's Sahallan Bedwari branch is located at 879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI DIST,JHARKHAND STATE-835103, Angara, Jharkhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sahallan Bedwari branch but serve different purposes.
Is IFSC IOBA0003382 valid for NEFT and RTGS?
Yes. IFSC IOBA0003382 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IOBA0003382 the same for all accounts at Sahallan Bedwari branch?
Yes. The IFSC IOBA0003382 is shared by every account held at Indian Overseas Bank's Sahallan Bedwari branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Overseas Bank Sahallan Bedwari branch?
The IFSC code of Indian Overseas Bank, Sahallan Bedwari branch is IOBA0003382. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IOBA0003382 belongs to Indian Overseas Bank's SAHALLAN BEDWARI branch, located at 879,GROUND FLOOR,NEAR BAZAAR,VILLAGE BEDWARI,PS ANGARA CHILDAG PO,RANCHI… in ANGARA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
