If you are searching for the IFSC code of Indian Overseas Bank, ANANDPAR branch in ANANDPAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IOBA0000663. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANANDPAR branch, and detailed step-by-step guides for using the IFSC IOBA0000663 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's ANANDPAR branch, the IFSC IOBA0000663 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 000663 identifies this particular branch.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anandpar branch in Anandpar, Gujarat is part of this network and uses the IFSC code IOBA0000663 for all electronic settlement.
About this branch
The branch is located at HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003. It serves the Anandpar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0000663 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Anandpar |
| IFSC Code | IOBA0000663 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003 |
| City | Anandpar |
| District | Rajkot |
| State | Gujarat |
| Phone | 2701280 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's ANANDPAR branch came to be assigned the code IOBA0000663.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000663, money simply cannot be routed to the ANANDPAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0000663 and the account number together uniquely identify the Anandpar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IOBA0000663
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000663 across all three.
NEFT to Indian Overseas Bank, ANANDPAR using IFSC IOBA0000663
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0000663, and confirm that the system picks up Indian Overseas Bank – ANANDPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0000663
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – ANANDPAR, ensure your bank's portal accepts IFSC IOBA0000663 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank ANANDPAR (IFSC IOBA0000663)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0000663 in your mobile or internet banking app, and the money is credited to the ANANDPAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Anandpar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0000663:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANANDPAR is still linked to IFSC IOBA0000663.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IOBA0000663
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – ANANDPAR is still mapped to IFSC IOBA0000663. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000663 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anandpar branch is mapped to IFSC IOBA0000663 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000663.
Banking services available
The Anandpar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2701280.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0000663
Digital banking channels
Most day-to-day work that customers used to do at the Anandpar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0000663 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Anandpar branch sits at HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003. If you are travelling from outside Anandpar, search for the branch on a maps application using the bank name and locality, or call 2701280 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000663 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – ANANDPAR:
- The IFSC is exactly IOBA0000663 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and ANANDPAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Anandpar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000663 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IOBA0000663 for Indian Overseas Bank – ANANDPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian Overseas BankAnandpar Branch
HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003
Anandpar, Gujarat
Phone: 2701280
IFSC: IOBA0000663
Frequently asked questions
How quickly will an NEFT transfer using IOBA0000663 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Anandpar reflect within 30 minutes.
How do I add Indian Overseas Bank Anandpar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000663, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IOBA0000663 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000663 to send funds instantly.
Is IFSC IOBA0000663 the same for all accounts at Anandpar branch?
Yes. The IFSC IOBA0000663 is shared by every account held at Indian Overseas Bank's Anandpar branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Overseas Bank Anandpar branch?
The IFSC code of Indian Overseas Bank, Anandpar branch is IOBA0000663. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IOBA0000663 valid for NEFT and RTGS?
Yes. IFSC IOBA0000663 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Overseas Bank Anandpar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2701280 to confirm.
Where is Indian Overseas Bank Anandpar branch located?
Indian Overseas Bank's Anandpar branch is located at HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003, Anandpar, Gujarat.
Summary
The IFSC code IOBA0000663 belongs to Indian Overseas Bank's ANANDPAR branch, located at HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003 in ANANDPAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
