Use this page as a one-stop reference for everything related to Indian Overseas Bank's STADIUM RD branch in AHMEDABAD, GUJARAT. The branch's IFSC code IOBA0000125 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's STADIUM RD branch, the IFSC IOBA0000125 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 000125 identifies this particular branch.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Stadium Rd branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code IOBA0000125 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Stadium Rd |
| IFSC Code | IOBA0000125 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014 |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
| Phone | 26461694 |
Stadium Rd branch overview
Located at SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014, the Stadium Rd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0000125 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's STADIUM RD branch came to be assigned the code IOBA0000125.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000125, money simply cannot be routed to the STADIUM RD branch electronically.
Products and account variants supported
Every account opened at the Stadium Rd branch is mapped to IFSC IOBA0000125 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000125.
Products and services
Customers walking into the Stadium Rd branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0000125
How to transfer money using IFSC IOBA0000125
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000125 across all three.
How to use IFSC IOBA0000125 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's STADIUM RD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0000125.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as STADIUM RD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0000125
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – STADIUM RD, ensure your bank's portal accepts IFSC IOBA0000125 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – STADIUM RD, use IMPS. With IFSC IOBA0000125 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Stadium Rd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0000125:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at STADIUM RD is still linked to IFSC IOBA0000125.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IOBA0000125
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – STADIUM RD is still mapped to IFSC IOBA0000125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000125 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0000125
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the STADIUM RD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Stadium Rd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0000125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IOBA0000125
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – STADIUM RD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0000125. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Stadium Rd branch sits at SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 26461694 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000125 and your account number.
Verifying IFSC IOBA0000125 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000125 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 26461694.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Stadium Rd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0000125 continue to work without interruption.
Branch address & contact
Indian Overseas BankStadium Rd Branch
SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014
Ahmedabad, Gujarat
Phone: 26461694
IFSC: IOBA0000125
Frequently asked questions
How do I add Indian Overseas Bank Stadium Rd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000125, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0000125 valid for NEFT and RTGS?
Yes. IFSC IOBA0000125 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IOBA0000125 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000125 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Stadium Rd branch but serve different purposes.
Where is Indian Overseas Bank Stadium Rd branch located?
Indian Overseas Bank's Stadium Rd branch is located at SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014, Ahmedabad, Gujarat.
Is IFSC IOBA0000125 the same for all accounts at Stadium Rd branch?
Yes. The IFSC IOBA0000125 is shared by every account held at Indian Overseas Bank's Stadium Rd branch. Only the account number changes from customer to customer.
What is the phone number of Indian Overseas Bank Stadium Rd branch?
You can reach the branch at 26461694 during regular banking hours.
What is the IFSC code of Indian Overseas Bank Stadium Rd branch?
The IFSC code of Indian Overseas Bank, Stadium Rd branch is IOBA0000125. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IOBA0000125 belongs to Indian Overseas Bank's STADIUM RD branch, located at SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
