IFSC Code of Indian Bank, Specialised Msme Branch - Hyderabad Branch, Telangana

Use this page as a one-stop reference for everything related to Indian Bank's SPECIALISED MSME BRANCH - HYDERABAD branch in HYDERABAD, TELANGANA. The branch's IFSC code IDIB000S354 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000S354 is the IFSC of Indian Bank's SPECIALISED MSME BRANCH - HYDERABAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S354 = branch identifier.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Specialised Msme Branch - Hyderabad branch — IFSC IDIB000S354 — extends the bank's services to customers in and around Hyderabad, Telangana.

Specialised Msme Branch - Hyderabad branch overview

Located at 201 KARAN CENTER, SAROJANI DEVI ROAD, SECUNDERABAD, HYDERABAD, the Specialised Msme Branch - Hyderabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S354 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SPECIALISED MSME BRANCH - HYDERABAD of Indian Bank — its own 11-character IFSC. The code IDIB000S354 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S354 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000S354

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S354 across all three.

How to use IFSC IDIB000S354 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SPECIALISED MSME BRANCH - HYDERABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000S354.
4. Confirm the bank name auto-populates as Indian Bank and the branch as SPECIALISED MSME BRANCH - HYDERABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDIB000S354

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SPECIALISED MSME BRANCH - HYDERABAD, ensure your bank's portal accepts IFSC IDIB000S354 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – SPECIALISED MSME BRANCH - HYDERABAD, use IMPS. With IFSC IDIB000S354 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000S354 for Indian Bank – SPECIALISED MSME BRANCH - HYDERABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised Msme Branch - Hyderabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SPECIALISED MSME BRANCH - HYDERABAD branch, the IFSC IDIB000S354 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Specialised Msme Branch - Hyderabad branch is mapped to IFSC IDIB000S354 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000S354.

Products and services

Customers walking into the Specialised Msme Branch - Hyderabad branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000S354

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S354 and the account number together uniquely identify the Specialised Msme Branch - Hyderabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000S354

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED MSME BRANCH - HYDERABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S354 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SPECIALISED MSME BRANCH - HYDERABAD:

• The IFSC is exactly IDIB000S354 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and SPECIALISED MSME BRANCH - HYDERABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Specialised Msme Branch - Hyderabad branch sits at 201 KARAN CENTER, SAROJANI DEVI ROAD, SECUNDERABAD, HYDERABAD. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 9281458453 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S354 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000S354 for Indian Bank – SPECIALISED MSME BRANCH - HYDERABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Specialised Msme Branch - Hyderabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S354 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000S354 belongs to Indian Bank's SPECIALISED MSME BRANCH - HYDERABAD branch, located at 201 KARAN CENTER, SAROJANI DEVI ROAD, SECUNDERABAD, HYDERABAD in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.