Below are the complete branch details for Indian Bank, A S RAO NAGAR branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000A135. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000A135 for Indian Bank – A S RAO NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's A S RAO NAGAR branch, the IFSC IDIB000A135 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00A135 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its A S Rao Nagar branch in Hyderabad, Telangana is part of this network and uses the IFSC code IDIB000A135 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | A S Rao Nagar |
| IFSC Code | IDIB000A135 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1241/2 BHAVANI NAGAR SAKET ROAD E C I L HYDERABAD PIN 500062 |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 40 |
| Phone | 27162368 |
About this branch
The branch is located at NO 1241/2 BHAVANI NAGAR SAKET ROAD E C I L HYDERABAD PIN 500062. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000A135 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including A S RAO NAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000A135 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A135 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the A S Rao Nagar branch
Once you have an account at Indian Bank – A S RAO NAGAR, the IFSC IDIB000A135 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the A S Rao Nagar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000A135
How to transfer money using IFSC IDIB000A135
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A135 across all three.
How to use IFSC IDIB000A135 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's A S RAO NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000A135.
- Confirm the bank name auto-populates as Indian Bank and the branch as A S RAO NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to A S RAO NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's A S RAO NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A135 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank A S RAO NAGAR (IFSC IDIB000A135)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000A135 in your mobile or internet banking app, and the money is credited to the A S RAO NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000A135 for Indian Bank – A S RAO NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000A135 | Yes – IDIB000A135 | Yes – IDIB000A135 |
For most retail customers crediting the A S Rao Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's A S RAO NAGAR branch, the IFSC IDIB000A135 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000A135
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the A S RAO NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000A135 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A135 and the account number together uniquely identify the A S Rao Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000A135
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – A S RAO NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A135. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the A S Rao Nagar branch
The branch is located at NO 1241/2 BHAVANI NAGAR SAKET ROAD E C I L HYDERABAD PIN 500062, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank A S Rao Nagar branch” — the verified location pin for IFSC IDIB000A135 should appear at the top of the results.
- Confirm the branch is open by calling 40-27162368 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A135 and your account number.
Verifying IFSC IDIB000A135 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A135 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-27162368.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The A S Rao Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A135, however, work 24x7.
Branch address & contact
Indian BankA S Rao Nagar Branch
NO 1241/2 BHAVANI NAGAR SAKET ROAD E C I L HYDERABAD PIN 500062
Hyderabad, Telangana
Phone: 40-27162368
IFSC: IDIB000A135
Frequently asked questions
Does Indian Bank A S Rao Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-27162368 to confirm.
Can I use IFSC IDIB000A135 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000A135 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the A S Rao Nagar branch but serve different purposes.
What is the phone number of Indian Bank A S Rao Nagar branch?
You can reach the branch at 40-27162368 during regular banking hours.
Is IFSC IDIB000A135 the same for all accounts at A S Rao Nagar branch?
Yes. The IFSC IDIB000A135 is shared by every account held at Indian Bank's A S Rao Nagar branch. Only the account number changes from customer to customer.
Where is Indian Bank A S Rao Nagar branch located?
Indian Bank's A S Rao Nagar branch is located at NO 1241/2 BHAVANI NAGAR SAKET ROAD E C I L HYDERABAD PIN 500062, Hyderabad, Telangana.
What is the IFSC code of Indian Bank A S Rao Nagar branch?
The IFSC code of Indian Bank, A S Rao Nagar branch is IDIB000A135. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000A135 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – A S Rao Nagar reflect within 30 minutes.
Final notes
To recap: IDIB000A135 is the IFSC code of Indian Bank, A S RAO NAGAR branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
