If you are searching for the IFSC code of Indian Bank, BOTANICAL GARDEN branch in HOWRAH, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000H587. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BOTANICAL GARDEN branch, and detailed step-by-step guides for using the IFSC IDIB000H587 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BOTANICAL GARDEN branch, the IFSC IDIB000H587 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00H587 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Botanical Garden branch in Howrah, West Bengal is part of this network and uses the IFSC code IDIB000H587 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Botanical Garden |
| IFSC Code | IDIB000H587 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 88 COLLEGE ROAD BOTANICAL GARDENS HOWRAH HOWRAH HOWRAH PIN 711103 |
| City | Howrah |
| District | Haora |
| State | West Bengal |
| STD Code | 33 |
| Phone | 26681610 |
About this branch
The branch is located at 88 COLLEGE ROAD BOTANICAL GARDENS HOWRAH HOWRAH HOWRAH PIN 711103. It serves the Howrah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000H587 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BOTANICAL GARDEN of Indian Bank — its own 11-character IFSC. The code IDIB000H587 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000H587 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Botanical Garden branch
Once you have an account at Indian Bank – BOTANICAL GARDEN, the IFSC IDIB000H587 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Botanical Garden branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-26681610.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H587
How to transfer money using IFSC IDIB000H587
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H587 across all three.
How to use IFSC IDIB000H587 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BOTANICAL GARDEN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H587.
- Confirm the bank name auto-populates as Indian Bank and the branch as BOTANICAL GARDEN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BOTANICAL GARDEN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BOTANICAL GARDEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H587 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BOTANICAL GARDEN (IFSC IDIB000H587)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H587 in your mobile or internet banking app, and the money is credited to the BOTANICAL GARDEN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H587 for Indian Bank – BOTANICAL GARDEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H587 | Yes – IDIB000H587 | Yes – IDIB000H587 |
For most retail customers crediting the Botanical Garden branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BOTANICAL GARDEN branch, the IFSC IDIB000H587 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000H587
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BOTANICAL GARDEN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H587 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H587 and the account number together uniquely identify the Botanical Garden branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000H587
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BOTANICAL GARDEN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000H587. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Botanical Garden branch
The branch is located at 88 COLLEGE ROAD BOTANICAL GARDENS HOWRAH HOWRAH HOWRAH PIN 711103, which puts it inside Howrah, the broader Haora district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Botanical Garden branch” — the verified location pin for IFSC IDIB000H587 should appear at the top of the results.
- Confirm the branch is open by calling 33-26681610 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H587 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H587 for Indian Bank – BOTANICAL GARDEN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Botanical Garden branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H587, however, work 24x7.
Branch address & contact
Indian BankBotanical Garden Branch
88 COLLEGE ROAD BOTANICAL GARDENS HOWRAH HOWRAH HOWRAH PIN 711103
Howrah, West Bengal
Phone: 33-26681610
IFSC: IDIB000H587
Frequently asked questions
Is IFSC IDIB000H587 the same for all accounts at Botanical Garden branch?
Yes. The IFSC IDIB000H587 is shared by every account held at Indian Bank's Botanical Garden branch. Only the account number changes from customer to customer.
Is IFSC IDIB000H587 valid for NEFT and RTGS?
Yes. IFSC IDIB000H587 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Botanical Garden as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H587, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Botanical Garden branch located?
Indian Bank's Botanical Garden branch is located at 88 COLLEGE ROAD BOTANICAL GARDENS HOWRAH HOWRAH HOWRAH PIN 711103, Howrah, West Bengal.
Does Indian Bank Botanical Garden branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-26681610 to confirm.
How quickly will an NEFT transfer using IDIB000H587 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Botanical Garden reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Botanical Garden branch but serve different purposes.
Final notes
To recap: IDIB000H587 is the IFSC code of Indian Bank, BOTANICAL GARDEN branch, in HOWRAH, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
