If you are searching for the IFSC code of Indian Bank, HINGANGHAT branch in HINGANGHAT, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IDIB000H064. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HINGANGHAT branch, and detailed step-by-step guides for using the IFSC IDIB000H064 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000H064 is the IFSC of Indian Bank's HINGANGHAT branch. The format is fixed: IDIB = bank code, 0 = reserved, 00H064 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hinganghat |
| IFSC Code | IDIB000H064 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 15/16,A-2,BIDKAR WARD,NH-44,NADORI SQUERE,POST TAHSIL HINGANGHAT,DISTRICT VARDHA-442301 |
| City | Hinganghat |
| District | Wardha |
| State | Maharashtra |
| STD Code | 712 |
| Phone | 2530666 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Hinganghat branch in Hinganghat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H064.
About this branch
The branch is located at PLOT NO 15/16,A-2,BIDKAR WARD,NH-44,NADORI SQUERE,POST TAHSIL HINGANGHAT,DISTRICT VARDHA-442301. It serves the Hinganghat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000H064 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HINGANGHAT of Indian Bank — its own 11-character IFSC. The code IDIB000H064 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000H064 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000H064
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H064 across all three.
How to use IFSC IDIB000H064 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HINGANGHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H064.
- Confirm the bank name auto-populates as Indian Bank and the branch as HINGANGHAT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HINGANGHAT
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HINGANGHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H064 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – HINGANGHAT, use IMPS. With IFSC IDIB000H064 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H064 for Indian Bank – HINGANGHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H064 | Yes – IDIB000H064 | Yes – IDIB000H064 |
For most retail customers crediting the Hinganghat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000H064
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – HINGANGHAT is still mapped to IFSC IDIB000H064. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000H064 and the beneficiary's account number to complete the transfer.
Account types you can open at the Hinganghat branch
Once you have an account at Indian Bank – HINGANGHAT, the IFSC IDIB000H064 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hinganghat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-2530666.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H064
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H064 and the account number together uniquely identify the Hinganghat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000H064
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the HINGANGHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H064 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000H064
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – HINGANGHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000H064. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Hinganghat branch sits at PLOT NO 15/16,A-2,BIDKAR WARD,NH-44,NADORI SQUERE,POST TAHSIL HINGANGHAT,DISTRICT VARDHA-442301. If you are travelling from outside Hinganghat, search for the branch on a maps application using the bank name and locality, or call 712-2530666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000H064 and your account number.
Verifying IFSC IDIB000H064 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000H064 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 712-2530666.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hinganghat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H064, however, work 24x7.
Branch address & contact
Indian BankHinganghat Branch
PLOT NO 15/16,A-2,BIDKAR WARD,NH-44,NADORI SQUERE,POST TAHSIL HINGANGHAT,DISTRICT VARDHA-442301
Hinganghat, Maharashtra
Phone: 712-2530666
IFSC: IDIB000H064
Frequently asked questions
How quickly will an NEFT transfer using IDIB000H064 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hinganghat reflect within 30 minutes.
How do I add Indian Bank Hinganghat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H064, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Hinganghat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 712-2530666 to confirm.
Is IFSC IDIB000H064 the same for all accounts at Hinganghat branch?
Yes. The IFSC IDIB000H064 is shared by every account held at Indian Bank's Hinganghat branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Hinganghat branch?
You can reach the branch at 712-2530666 during regular banking hours.
Is IFSC IDIB000H064 valid for NEFT and RTGS?
Yes. IFSC IDIB000H064 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000H064 is the IFSC code of Indian Bank, HINGANGHAT branch, in HINGANGHAT, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
