IFSC Code of Indian Bank, Secretariate Branch Bapu Bhawan Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indian Bank's SECRETARIATE BRANCH BAPU BHAWAN branch in HAZRATGANJ, UTTAR PRADESH. The branch's IFSC code IDIB000S608 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's SECRETARIATE BRANCH BAPU BHAWAN branch, the IFSC IDIB000S608 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S608 identifies this particular branch.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Secretariate Branch Bapu Bhawan branch in Hazratganj, Uttar Pradesh is part of this network and uses the IFSC code IDIB000S608 for all electronic settlement.

Secretariate Branch Bapu Bhawan branch overview

Located at GROUND FLOOR BAPU BHAWAN UP SECRETARIAT HAZRATGANJ HAZRATGANJ LUCKNOW PIN 226001, the Secretariate Branch Bapu Bhawan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S608 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECRETARIATE BRANCH BAPU BHAWAN of Indian Bank — its own 11-character IFSC. The code IDIB000S608 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S608 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000S608

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S608 across all three.

How to use IFSC IDIB000S608 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SECRETARIATE BRANCH BAPU BHAWAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000S608.
4. Confirm the bank name auto-populates as Indian Bank and the branch as SECRETARIATE BRANCH BAPU BHAWAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SECRETARIATE BRANCH BAPU BHAWAN

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SECRETARIATE BRANCH BAPU BHAWAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S608 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank SECRETARIATE BRANCH BAPU BHAWAN (IFSC IDIB000S608)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S608 in your mobile or internet banking app, and the money is credited to the SECRETARIATE BRANCH BAPU BHAWAN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Secretariate Branch Bapu Bhawan

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S608:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECRETARIATE BRANCH BAPU BHAWAN is still linked to IFSC IDIB000S608.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SECRETARIATE BRANCH BAPU BHAWAN branch, the IFSC IDIB000S608 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Secretariate Branch Bapu Bhawan branch

Once you have an account at Indian Bank – SECRETARIATE BRANCH BAPU BHAWAN, the IFSC IDIB000S608 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Secretariate Branch Bapu Bhawan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9452175918.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S608

MICR & cheque-truncation details

Cheques drawn on the Secretariate Branch Bapu Bhawan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S608 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000S608

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SECRETARIATE BRANCH BAPU BHAWAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S608 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDIB000S608

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SECRETARIATE BRANCH BAPU BHAWAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000S608.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Secretariate Branch Bapu Bhawan branch

The branch is located at GROUND FLOOR BAPU BHAWAN UP SECRETARIAT HAZRATGANJ HAZRATGANJ LUCKNOW PIN 226001, which puts it inside Hazratganj, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Secretariate Branch Bapu Bhawan branch” — the verified location pin for IFSC IDIB000S608 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9452175918 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S608 and your account number.

Verifying IFSC IDIB000S608 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S608 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9452175918.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Secretariate Branch Bapu Bhawan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S608 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000S608 is the IFSC code of Indian Bank, SECRETARIATE BRANCH BAPU BHAWAN branch, in HAZRATGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.