If you are searching for the IFSC code of Indian Bank, HARUR branch in HARUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000H005. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HARUR branch, and detailed step-by-step guides for using the IFSC IDIB000H005 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – HARUR is IDIB000H005. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00H005 map to this branch in HARUR, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Harur branch — IFSC IDIB000H005 — extends the bank's services to customers in and around Harur, Tamil Nadu.
About this branch
The branch is located at 6/47A T V K NAGAR HARUR HARUR PIN 636903. It serves the Harur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000H005 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Harur |
| IFSC Code | IDIB000H005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6/47A T V K NAGAR HARUR HARUR PIN 636903 |
| City | Harur |
| District | Dharmapuri |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9442247139 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's HARUR branch came to be assigned the code IDIB000H005.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H005, money simply cannot be routed to the HARUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Harur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000H005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000H005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H005 across all three.
How to use IFSC IDIB000H005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HARUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H005.
- Confirm the bank name auto-populates as Indian Bank and the branch as HARUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000H005
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – HARUR, ensure your bank's portal accepts IFSC IDIB000H005 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank HARUR (IFSC IDIB000H005)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H005 in your mobile or internet banking app, and the money is credited to the HARUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H005 for Indian Bank – HARUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H005 | Yes – IDIB000H005 | Yes – IDIB000H005 |
For most retail customers crediting the Harur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000H005
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – HARUR is still mapped to IFSC IDIB000H005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000H005 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Harur branch is mapped to IFSC IDIB000H005 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000H005.
Banking services available
The Harur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9442247139.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H005
Digital banking channels
Most day-to-day work that customers used to do at the Harur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000H005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Harur branch sits at 6/47A T V K NAGAR HARUR HARUR PIN 636903. If you are travelling from outside Harur, search for the branch on a maps application using the bank name and locality, or call 91-9442247139 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000H005 and your account number.
Common mistakes to avoid when using IFSC IDIB000H005
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – HARUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000H005. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Harur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H005, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H005 for Indian Bank – HARUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankHarur Branch
6/47A T V K NAGAR HARUR HARUR PIN 636903
Harur, Tamil Nadu
Phone: 91-9442247139
IFSC: IDIB000H005
Frequently asked questions
Does Indian Bank Harur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9442247139 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harur branch but serve different purposes.
Is IFSC IDIB000H005 valid for NEFT and RTGS?
Yes. IFSC IDIB000H005 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Harur branch?
The IFSC code of Indian Bank, Harur branch is IDIB000H005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Harur branch?
You can reach the branch at 91-9442247139 during regular banking hours.
Is IFSC IDIB000H005 the same for all accounts at Harur branch?
Yes. The IFSC IDIB000H005 is shared by every account held at Indian Bank's Harur branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000H005 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000H005 to send funds instantly.
Summary
The IFSC code IDIB000H005 belongs to Indian Bank's HARUR branch, located at 6/47A T V K NAGAR HARUR HARUR PIN 636903 in HARUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
