IFSC Code of Indian Bank, Hariya Sat Gharwa Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indian Bank's HARIYA SAT GHARWA branch in HARIYA SAT GHARWA, UTTAR PRADESH. The branch's IFSC code IDIB000H548 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000H548 is the IFSC of Indian Bank's HARIYA SAT GHARWA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00H548 = branch identifier.

Branch details at a glance

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Hariya Sat Gharwa branch in Hariya Sat Gharwa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H548.

Hariya Sat Gharwa branch overview

Located at VILL PO HARAIYA SAT GHARWA DIST BALRAMPUR HARIYA SAT GHARWA HARIYA PIN 271205, the Hariya Sat Gharwa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000H548 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARIYA SAT GHARWA of Indian Bank — its own 11-character IFSC. The code IDIB000H548 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000H548 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000H548

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H548 across all three.

How to use IFSC IDIB000H548 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HARIYA SAT GHARWA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000H548.
4. Confirm the bank name auto-populates as Indian Bank and the branch as HARIYA SAT GHARWA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HARIYA SAT GHARWA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HARIYA SAT GHARWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H548 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank HARIYA SAT GHARWA (IFSC IDIB000H548)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H548 in your mobile or internet banking app, and the money is credited to the HARIYA SAT GHARWA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000H548 for Indian Bank – HARIYA SAT GHARWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hariya Sat Gharwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's HARIYA SAT GHARWA branch, the IFSC IDIB000H548 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Hariya Sat Gharwa branch

Once you have an account at Indian Bank – HARIYA SAT GHARWA, the IFSC IDIB000H548 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Hariya Sat Gharwa branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000H548

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H548 and the account number together uniquely identify the Hariya Sat Gharwa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000H548

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the HARIYA SAT GHARWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H548 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – HARIYA SAT GHARWA:

• The IFSC is exactly IDIB000H548 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and HARIYA SAT GHARWA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hariya Sat Gharwa branch

The branch is located at VILL PO HARAIYA SAT GHARWA DIST BALRAMPUR HARIYA SAT GHARWA HARIYA PIN 271205, which puts it inside Hariya Sat Gharwa, the broader Balrampur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Hariya Sat Gharwa branch” — the verified location pin for IFSC IDIB000H548 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9450569179 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H548 and your account number.

Verifying IFSC IDIB000H548 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000H548 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9450569179.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hariya Sat Gharwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000H548 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000H548 belongs to Indian Bank's HARIYA SAT GHARWA branch, located at VILL PO HARAIYA SAT GHARWA DIST BALRAMPUR HARIYA SAT GHARWA HARIYA PIN 271205 in HARIYA SAT GHARWA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.