Use this page as a one-stop reference for everything related to Indian Bank's HARIHARGANJ branch in HARIHARGANJ, UTTAR PRADESH. The branch's IFSC code IDIB000H541 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's HARIHARGANJ branch, the IFSC IDIB000H541 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00H541 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Hariharganj branch in Hariharganj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H541.
About the Hariharganj branch
The Hariharganj branch of Indian Bank is situated at VILL HARIHARGANJ BLOCK BALRAMPUR HARIHARGANJ HARIHARGANJ PIN 271201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000H541 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hariharganj |
| IFSC Code | IDIB000H541 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL HARIHARGANJ BLOCK BALRAMPUR HARIHARGANJ HARIHARGANJ PIN 271201 |
| City | Hariharganj |
| District | Balrampur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9125359876 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's HARIHARGANJ branch came to be assigned the code IDIB000H541.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H541, money simply cannot be routed to the HARIHARGANJ branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H541 and the account number together uniquely identify the Hariharganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000H541
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H541 across all three.
How to use IFSC IDIB000H541 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HARIHARGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H541.
- Confirm the bank name auto-populates as Indian Bank and the branch as HARIHARGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARIHARGANJ
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HARIHARGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H541 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – HARIHARGANJ, use IMPS. With IFSC IDIB000H541 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H541 for Indian Bank – HARIHARGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H541 | Yes – IDIB000H541 | Yes – IDIB000H541 |
For most retail customers crediting the Hariharganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's HARIHARGANJ branch, the IFSC IDIB000H541 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hariharganj branch
Once you have an account at Indian Bank – HARIHARGANJ, the IFSC IDIB000H541 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hariharganj branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000H541
Digital banking channels
Most day-to-day work that customers used to do at the Hariharganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000H541 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Hariharganj branch
The branch is located at VILL HARIHARGANJ BLOCK BALRAMPUR HARIHARGANJ HARIHARGANJ PIN 271201, which puts it inside Hariharganj, the broader Balrampur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Hariharganj branch” — the verified location pin for IFSC IDIB000H541 should appear at the top of the results.
- Confirm the branch is open by calling 91-9125359876 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H541 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – HARIHARGANJ:
- The IFSC is exactly IDIB000H541 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and HARIHARGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Hariharganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000H541 continue to work without interruption.
Verifying IFSC IDIB000H541 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000H541 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9125359876.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankHariharganj Branch
VILL HARIHARGANJ BLOCK BALRAMPUR HARIHARGANJ HARIHARGANJ PIN 271201
Hariharganj, Uttar Pradesh
Phone: 91-9125359876
IFSC: IDIB000H541
Frequently asked questions
What is the IFSC code of Indian Bank Hariharganj branch?
The IFSC code of Indian Bank, Hariharganj branch is IDIB000H541. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000H541 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000H541 to send funds instantly.
Where is Indian Bank Hariharganj branch located?
Indian Bank's Hariharganj branch is located at VILL HARIHARGANJ BLOCK BALRAMPUR HARIHARGANJ HARIHARGANJ PIN 271201, Hariharganj, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000H541 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hariharganj reflect within 30 minutes.
Is IFSC IDIB000H541 valid for NEFT and RTGS?
Yes. IFSC IDIB000H541 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Hariharganj branch?
You can reach the branch at 91-9125359876 during regular banking hours.
Final notes
To recap: IDIB000H541 is the IFSC code of Indian Bank, HARIHARGANJ branch, in HARIHARGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
