If you are searching for the IFSC code of Indian Bank, HARI NAGAR branch in HARI NAGAR, DELHI, this page has every detail you need. The verified IFSC code for this branch is IDIB000H039. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HARI NAGAR branch, and detailed step-by-step guides for using the IFSC IDIB000H039 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – HARI NAGAR is IDIB000H039. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00H039 map to this branch in HARI NAGAR, DELHI.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Hari Nagar branch in Hari Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H039.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hari Nagar |
| IFSC Code | IDIB000H039 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WZ 409 WZ 409 C JANAK PARK NEAR GHANTA GHAR) HARI NAGAR NEW DELHI PIN 110064 |
| City | Hari Nagar |
| District | West Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 25125638 |
About the Hari Nagar branch
The Hari Nagar branch of Indian Bank is situated at WZ 409 WZ 409 C JANAK PARK NEAR GHANTA GHAR) HARI NAGAR NEW DELHI PIN 110064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000H039 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's HARI NAGAR branch came to be assigned the code IDIB000H039.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H039, money simply cannot be routed to the HARI NAGAR branch electronically.
Products and account variants supported
Every account opened at the Hari Nagar branch is mapped to IFSC IDIB000H039 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000H039.
Banking services available
The Hari Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-25125638.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H039
How to transfer money using IFSC IDIB000H039
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H039 across all three.
How to use IFSC IDIB000H039 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HARI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H039.
- Confirm the bank name auto-populates as Indian Bank and the branch as HARI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARI NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HARI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H039 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank HARI NAGAR (IFSC IDIB000H039)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H039 in your mobile or internet banking app, and the money is credited to the HARI NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H039 for Indian Bank – HARI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H039 | Yes – IDIB000H039 | Yes – IDIB000H039 |
For most retail customers crediting the Hari Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000H039
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – HARI NAGAR is still mapped to IFSC IDIB000H039. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000H039 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Hari Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000H039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H039 and the account number together uniquely identify the Hari Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000H039
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – HARI NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000H039. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hari Nagar branch
The branch is located at WZ 409 WZ 409 C JANAK PARK NEAR GHANTA GHAR) HARI NAGAR NEW DELHI PIN 110064, which puts it inside Hari Nagar, the broader West Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Hari Nagar branch” — the verified location pin for IFSC IDIB000H039 should appear at the top of the results.
- Confirm the branch is open by calling 11-25125638 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H039 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H039 for Indian Bank – HARI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Hari Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000H039 continue to work without interruption.
Branch address & contact
Indian BankHari Nagar Branch
WZ 409 WZ 409 C JANAK PARK NEAR GHANTA GHAR) HARI NAGAR NEW DELHI PIN 110064
Hari Nagar, Delhi
Phone: 11-25125638
IFSC: IDIB000H039
Frequently asked questions
What is the phone number of Indian Bank Hari Nagar branch?
You can reach the branch at 11-25125638 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hari Nagar branch but serve different purposes.
Is IFSC IDIB000H039 the same for all accounts at Hari Nagar branch?
Yes. The IFSC IDIB000H039 is shared by every account held at Indian Bank's Hari Nagar branch. Only the account number changes from customer to customer.
Where is Indian Bank Hari Nagar branch located?
Indian Bank's Hari Nagar branch is located at WZ 409 WZ 409 C JANAK PARK NEAR GHANTA GHAR) HARI NAGAR NEW DELHI PIN 110064, Hari Nagar, Delhi.
Does Indian Bank Hari Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-25125638 to confirm.
How quickly will an NEFT transfer using IDIB000H039 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hari Nagar reflect within 30 minutes.
What is the IFSC code of Indian Bank Hari Nagar branch?
The IFSC code of Indian Bank, Hari Nagar branch is IDIB000H039. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000H039 is the IFSC code of Indian Bank, HARI NAGAR branch, in HARI NAGAR, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
