Below are the complete branch details for Indian Bank, MANGALURU PREVIOUSLY MANGALORE branch, located in HAMPANAKATTA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M015 for Indian Bank – MANGALURU PREVIOUSLY MANGALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MANGALURU PREVIOUSLY MANGALORE is IDIB000M015. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M015 map to this branch in HAMPANAKATTA, KARNATAKA.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Mangaluru Previously Mangalore branch in Hampanakatta. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M015.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mangaluru Previously Mangalore |
| IFSC Code | IDIB000M015 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KRISHNA PRASAD BUILDING K S RAO ROAD HAMPANAKATTA MANGALURU PIN 575001 |
| City | Hampanakatta |
| District | Dakshina Kannada |
| State | Karnataka |
| STD Code | 824 |
| Phone | 2410615 |
About this branch
The branch is located at KRISHNA PRASAD BUILDING K S RAO ROAD HAMPANAKATTA MANGALURU PIN 575001. It serves the Hampanakatta region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M015 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANGALURU PREVIOUSLY MANGALORE of Indian Bank — its own 11-character IFSC. The code IDIB000M015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M015 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mangaluru Previously Mangalore branch is mapped to IFSC IDIB000M015 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M015.
Products and services
Customers walking into the Mangaluru Previously Mangalore branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M015
How to transfer money using IFSC IDIB000M015
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M015 across all three.
NEFT to Indian Bank, MANGALURU PREVIOUSLY MANGALORE using IFSC IDIB000M015
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M015, and confirm that the system picks up Indian Bank – MANGALURU PREVIOUSLY MANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANGALURU PREVIOUSLY MANGALORE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MANGALURU PREVIOUSLY MANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M015 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MANGALURU PREVIOUSLY MANGALORE (IFSC IDIB000M015)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M015 in your mobile or internet banking app, and the money is credited to the MANGALURU PREVIOUSLY MANGALORE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mangaluru Previously Mangalore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M015:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANGALURU PREVIOUSLY MANGALORE is still linked to IFSC IDIB000M015.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MANGALURU PREVIOUSLY MANGALORE branch, the IFSC IDIB000M015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mangaluru Previously Mangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M015 and the account number together uniquely identify the Mangaluru Previously Mangalore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MANGALURU PREVIOUSLY MANGALORE:
- The IFSC is exactly IDIB000M015 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MANGALURU PREVIOUSLY MANGALORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mangaluru Previously Mangalore branch
The branch is located at KRISHNA PRASAD BUILDING K S RAO ROAD HAMPANAKATTA MANGALURU PIN 575001, which puts it inside Hampanakatta, the broader Dakshina Kannada district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mangaluru Previously Mangalore branch” — the verified location pin for IFSC IDIB000M015 should appear at the top of the results.
- Confirm the branch is open by calling 824-2410615 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M015 and your account number.
Verifying IFSC IDIB000M015 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M015 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 824-2410615.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mangaluru Previously Mangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M015 continue to work without interruption.
Branch address & contact
Indian BankMangaluru Previously Mangalore Branch
KRISHNA PRASAD BUILDING K S RAO ROAD HAMPANAKATTA MANGALURU PIN 575001
Hampanakatta, Karnataka
Phone: 824-2410615
IFSC: IDIB000M015
Frequently asked questions
What is the phone number of Indian Bank Mangaluru Previously Mangalore branch?
You can reach the branch at 824-2410615 during regular banking hours.
How quickly will an NEFT transfer using IDIB000M015 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mangaluru Previously Mangalore reflect within 30 minutes.
Is IFSC IDIB000M015 valid for NEFT and RTGS?
Yes. IFSC IDIB000M015 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Mangaluru Previously Mangalore branch?
The IFSC code of Indian Bank, Mangaluru Previously Mangalore branch is IDIB000M015. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000M015 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M015 to send funds instantly.
Is IFSC IDIB000M015 the same for all accounts at Mangaluru Previously Mangalore branch?
Yes. The IFSC IDIB000M015 is shared by every account held at Indian Bank's Mangaluru Previously Mangalore branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000M015 is the IFSC code of Indian Bank, MANGALURU PREVIOUSLY MANGALORE branch, in HAMPANAKATTA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
