Use this page as a one-stop reference for everything related to Indian Bank's DOSARKA branch in HAMIRPUR, HIMACHAL PRADESH. The branch's IFSC code IDIB000D096 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – DOSARKA is IDIB000D096. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D096 map to this branch in HAMIRPUR, HIMACHAL PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dosarka |
| IFSC Code | IDIB000D096 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD 11 OPPOSITE SABJI MANDI NEAR POLICE LINE DOSARKA HAMIRPUR PIN 177001 |
| City | Hamirpur |
| District | Hamirpur |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8894659217 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Dosarka branch in Hamirpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D096.
About this branch
The branch is located at WARD 11 OPPOSITE SABJI MANDI NEAR POLICE LINE DOSARKA HAMIRPUR PIN 177001. It serves the Hamirpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D096 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DOSARKA branch came to be assigned the code IDIB000D096.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D096, money simply cannot be routed to the DOSARKA branch electronically.
How to transfer money using IFSC IDIB000D096
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D096 across all three.
NEFT to Indian Bank, DOSARKA using IFSC IDIB000D096
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D096, and confirm that the system picks up Indian Bank – DOSARKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D096
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DOSARKA, ensure your bank's portal accepts IFSC IDIB000D096 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – DOSARKA, use IMPS. With IFSC IDIB000D096 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D096 for Indian Bank – DOSARKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D096 | Yes – IDIB000D096 | Yes – IDIB000D096 |
For most retail customers crediting the Dosarka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DOSARKA branch, the IFSC IDIB000D096 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dosarka branch
Once you have an account at Indian Bank – DOSARKA, the IFSC IDIB000D096 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dosarka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8894659217.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D096
MICR & cheque-truncation details
Cheques drawn on the Dosarka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D096 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000D096
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DOSARKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D096 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DOSARKA:
- The IFSC is exactly IDIB000D096 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DOSARKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dosarka branch
The branch is located at WARD 11 OPPOSITE SABJI MANDI NEAR POLICE LINE DOSARKA HAMIRPUR PIN 177001, which puts it inside Hamirpur, the broader Hamirpur district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Dosarka branch” — the verified location pin for IFSC IDIB000D096 should appear at the top of the results.
- Confirm the branch is open by calling 91-8894659217 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D096 and your account number.
Verifying IFSC IDIB000D096 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D096 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8894659217.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dosarka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D096, however, work 24x7.
Branch address & contact
Indian BankDosarka Branch
WARD 11 OPPOSITE SABJI MANDI NEAR POLICE LINE DOSARKA HAMIRPUR PIN 177001
Hamirpur, Himachal Pradesh
Phone: 91-8894659217
IFSC: IDIB000D096
Frequently asked questions
Is IFSC IDIB000D096 valid for NEFT and RTGS?
Yes. IFSC IDIB000D096 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000D096 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D096 to send funds instantly.
How do I add Indian Bank Dosarka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D096, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dosarka branch but serve different purposes.
Does Indian Bank Dosarka branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8894659217 to confirm.
Where is Indian Bank Dosarka branch located?
Indian Bank's Dosarka branch is located at WARD 11 OPPOSITE SABJI MANDI NEAR POLICE LINE DOSARKA HAMIRPUR PIN 177001, Hamirpur, Himachal Pradesh.
Final notes
To recap: IDIB000D096 is the IFSC code of Indian Bank, DOSARKA branch, in HAMIRPUR, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
