This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, R N COLLEGE HAJIPUR branch in HAJIPUR. The 11-digit IFSC IDIB000H511 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the R N COLLEGE HAJIPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's R N COLLEGE HAJIPUR branch, the IFSC IDIB000H511 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00H511 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the R N College Hajipur branch in Hajipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H511.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | R N College Hajipur |
| IFSC Code | IDIB000H511 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101 |
| City | Hajipur |
| District | Vaishali |
| State | Bihar |
| STD Code | 91 |
| Phone | 8173884880 |
About this branch
The branch is located at R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101. It serves the Hajipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000H511 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's R N COLLEGE HAJIPUR branch came to be assigned the code IDIB000H511.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H511, money simply cannot be routed to the R N COLLEGE HAJIPUR branch electronically.
Products and account variants supported
Every account opened at the R N College Hajipur branch is mapped to IFSC IDIB000H511 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000H511.
Banking services available
The R N College Hajipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8173884880.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H511
How to transfer money using IFSC IDIB000H511
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H511 across all three.
NEFT to Indian Bank, R N COLLEGE HAJIPUR using IFSC IDIB000H511
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000H511, and confirm that the system picks up Indian Bank – R N COLLEGE HAJIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to R N COLLEGE HAJIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's R N COLLEGE HAJIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H511 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank R N COLLEGE HAJIPUR (IFSC IDIB000H511)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H511 in your mobile or internet banking app, and the money is credited to the R N COLLEGE HAJIPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to R N College Hajipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000H511:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at R N COLLEGE HAJIPUR is still linked to IFSC IDIB000H511.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's R N COLLEGE HAJIPUR branch, the IFSC IDIB000H511 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000H511
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the R N COLLEGE HAJIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H511 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H511 and the account number together uniquely identify the R N College Hajipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – R N COLLEGE HAJIPUR:
- The IFSC is exactly IDIB000H511 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and R N COLLEGE HAJIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the R N College Hajipur branch
The branch is located at R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101, which puts it inside Hajipur, the broader Vaishali district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank R N College Hajipur branch” — the verified location pin for IFSC IDIB000H511 should appear at the top of the results.
- Confirm the branch is open by calling 91-8173884880 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H511 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H511 for Indian Bank – R N COLLEGE HAJIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R N College Hajipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H511, however, work 24x7.
Branch address & contact
Indian BankR N College Hajipur Branch
R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101
Hajipur, Bihar
Phone: 91-8173884880
IFSC: IDIB000H511
Frequently asked questions
Does Indian Bank R N College Hajipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8173884880 to confirm.
How quickly will an NEFT transfer using IDIB000H511 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – R N College Hajipur reflect within 30 minutes.
What is the IFSC code of Indian Bank R N College Hajipur branch?
The IFSC code of Indian Bank, R N College Hajipur branch is IDIB000H511. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000H511 valid for NEFT and RTGS?
Yes. IFSC IDIB000H511 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank R N College Hajipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H511, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank R N College Hajipur branch located?
Indian Bank's R N College Hajipur branch is located at R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101, Hajipur, Bihar.
Summary
The IFSC code IDIB000H511 belongs to Indian Bank's R N COLLEGE HAJIPUR branch, located at R N COLLEGE BIDUPUR ROAD HAJIPUR HAJIPUR HAJIPUR PIN 844101 in HAJIPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
