Use this page as a one-stop reference for everything related to Indian Bank's HADRUKH branch in HADRUKH, UTTAR PRADESH. The branch's IFSC code IDIB000H504 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – HADRUKH is IDIB000H504. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00H504 map to this branch in HADRUKH, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hadrukh |
| IFSC Code | IDIB000H504 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO HADRUKH DIST JALAUN HADRUKH HADRUKH PIN 285128 |
| City | Hadrukh |
| District | Jalaun |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8953777930 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Hadrukh branch in Hadrukh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H504.
About the Hadrukh branch
The Hadrukh branch of Indian Bank is situated at VILL PO HADRUKH DIST JALAUN HADRUKH HADRUKH PIN 285128. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000H504 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HADRUKH of Indian Bank — its own 11-character IFSC. The code IDIB000H504 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000H504 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000H504
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H504 across all three.
NEFT to Indian Bank, HADRUKH using IFSC IDIB000H504
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000H504, and confirm that the system picks up Indian Bank – HADRUKH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HADRUKH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HADRUKH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H504 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank HADRUKH (IFSC IDIB000H504)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000H504 in your mobile or internet banking app, and the money is credited to the HADRUKH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H504 for Indian Bank – HADRUKH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H504 | Yes – IDIB000H504 | Yes – IDIB000H504 |
For most retail customers crediting the Hadrukh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's HADRUKH branch, the IFSC IDIB000H504 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Hadrukh branch is mapped to IFSC IDIB000H504 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000H504.
Products and services
Customers walking into the Hadrukh branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000H504
MICR & cheque-truncation details
Cheques drawn on the Hadrukh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000H504 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Hadrukh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000H504 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – HADRUKH:
- The IFSC is exactly IDIB000H504 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and HADRUKH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hadrukh branch sits at VILL PO HADRUKH DIST JALAUN HADRUKH HADRUKH PIN 285128. If you are travelling from outside Hadrukh, search for the branch on a maps application using the bank name and locality, or call 91-8953777930 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000H504 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H504 for Indian Bank – HADRUKH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hadrukh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H504, however, work 24x7.
Branch address & contact
Indian BankHadrukh Branch
VILL PO HADRUKH DIST JALAUN HADRUKH HADRUKH PIN 285128
Hadrukh, Uttar Pradesh
Phone: 91-8953777930
IFSC: IDIB000H504
Frequently asked questions
How do I add Indian Bank Hadrukh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H504, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000H504 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hadrukh reflect within 30 minutes.
Can I use IFSC IDIB000H504 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000H504 to send funds instantly.
What is the phone number of Indian Bank Hadrukh branch?
You can reach the branch at 91-8953777930 during regular banking hours.
Does Indian Bank Hadrukh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8953777930 to confirm.
What is the IFSC code of Indian Bank Hadrukh branch?
The IFSC code of Indian Bank, Hadrukh branch is IDIB000H504. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000H504 is the IFSC code of Indian Bank, HADRUKH branch, in HADRUKH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
