This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, H.KATAPALI branch in H KATAPALLI. The 11-digit IFSC IDIB000H501 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the H.KATAPALI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000H501 is the IFSC of Indian Bank's H.KATAPALI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00H501 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its H.Katapali branch in H Katapalli, Odisha is part of this network and uses the IFSC code IDIB000H501 for all electronic settlement.
About this branch
The branch is located at VILL PO H KATAPALI VIA JHARSUGUDA H KATAPALLI H KATAPALLI H KATAPALLI PIN 768202. It serves the H Katapalli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000H501 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | H.Katapali |
| IFSC Code | IDIB000H501 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO H KATAPALI VIA JHARSUGUDA H KATAPALLI H KATAPALLI H KATAPALLI PIN 768202 |
| City | H Katapalli |
| District | Jharsuguda |
| State | Odisha |
| STD Code | 91 |
| Phone | 9938680265 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's H.KATAPALI branch came to be assigned the code IDIB000H501.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H501, money simply cannot be routed to the H.KATAPALI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H501 and the account number together uniquely identify the H.Katapali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000H501
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H501 across all three.
How to use IFSC IDIB000H501 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's H.KATAPALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H501.
- Confirm the bank name auto-populates as Indian Bank and the branch as H.KATAPALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to H.KATAPALI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's H.KATAPALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H501 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – H.KATAPALI, use IMPS. With IFSC IDIB000H501 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000H501 for Indian Bank – H.KATAPALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000H501 | Yes – IDIB000H501 | Yes – IDIB000H501 |
For most retail customers crediting the H.Katapali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's H.KATAPALI branch, the IFSC IDIB000H501 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the H.Katapali branch
Once you have an account at Indian Bank – H.KATAPALI, the IFSC IDIB000H501 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The H.Katapali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9938680265.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H501
Online banking and IFSC IDIB000H501
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the H.KATAPALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H501 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the H.Katapali branch
The branch is located at VILL PO H KATAPALI VIA JHARSUGUDA H KATAPALLI H KATAPALLI H KATAPALLI PIN 768202, which puts it inside H Katapalli, the broader Jharsuguda district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank H.Katapali branch” — the verified location pin for IFSC IDIB000H501 should appear at the top of the results.
- Confirm the branch is open by calling 91-9938680265 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000H501 and your account number.
Common mistakes to avoid when using IFSC IDIB000H501
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – H.KATAPALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000H501. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The H.Katapali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H501, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H501 for Indian Bank – H.KATAPALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankH.Katapali Branch
VILL PO H KATAPALI VIA JHARSUGUDA H KATAPALLI H KATAPALLI H KATAPALLI PIN 768202
H Katapalli, Odisha
Phone: 91-9938680265
IFSC: IDIB000H501
Frequently asked questions
Can I use IFSC IDIB000H501 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000H501 to send funds instantly.
How do I add Indian Bank H.Katapali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H501, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000H501 valid for NEFT and RTGS?
Yes. IFSC IDIB000H501 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000H501 the same for all accounts at H.Katapali branch?
Yes. The IFSC IDIB000H501 is shared by every account held at Indian Bank's H.Katapali branch. Only the account number changes from customer to customer.
Where is Indian Bank H.Katapali branch located?
Indian Bank's H.Katapali branch is located at VILL PO H KATAPALI VIA JHARSUGUDA H KATAPALLI H KATAPALLI H KATAPALLI PIN 768202, H Katapalli, Odisha.
What is the phone number of Indian Bank H.Katapali branch?
You can reach the branch at 91-9938680265 during regular banking hours.
Final notes
To recap: IDIB000H501 is the IFSC code of Indian Bank, H.KATAPALI branch, in H KATAPALLI, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
