Use this page as a one-stop reference for everything related to Indian Bank's PATTABHIPURAM branch in GUNTUR, ANDHRA PRADESH. The branch's IFSC code IDIB000P271 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PATTABHIPURAM is IDIB000P271. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P271 map to this branch in GUNTUR, ANDHRA PRADESH.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pattabhipuram branch in Guntur, Andhra Pradesh is part of this network and uses the IFSC code IDIB000P271 for all electronic settlement.
Pattabhipuram branch overview
Located at 3211 FIRST FLOOR RAVINDRA NAGAR 2ND LINE OPP SATYANARAYANA SWAMY TEMPLE NEW PATTABHIPURAM PIN 522006, the Pattabhipuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000P271 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pattabhipuram |
| IFSC Code | IDIB000P271 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3211 FIRST FLOOR RAVINDRA NAGAR 2ND LINE OPP SATYANARAYANA SWAMY TEMPLE NEW PATTABHIPURAM PIN 522006 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 863 |
| Phone | 2945022 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PATTABHIPURAM branch came to be assigned the code IDIB000P271.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P271, money simply cannot be routed to the PATTABHIPURAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Pattabhipuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P271 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000P271
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P271 across all three.
NEFT to Indian Bank, PATTABHIPURAM using IFSC IDIB000P271
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P271, and confirm that the system picks up Indian Bank – PATTABHIPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PATTABHIPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PATTABHIPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P271 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank PATTABHIPURAM (IFSC IDIB000P271)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000P271 in your mobile or internet banking app, and the money is credited to the PATTABHIPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P271 for Indian Bank – PATTABHIPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P271 | Yes – IDIB000P271 | Yes – IDIB000P271 |
For most retail customers crediting the Pattabhipuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PATTABHIPURAM branch, the IFSC IDIB000P271 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Pattabhipuram branch
Once you have an account at Indian Bank – PATTABHIPURAM, the IFSC IDIB000P271 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pattabhipuram branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P271
Online banking and IFSC IDIB000P271
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PATTABHIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P271 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Pattabhipuram branch
The branch is located at 3211 FIRST FLOOR RAVINDRA NAGAR 2ND LINE OPP SATYANARAYANA SWAMY TEMPLE NEW PATTABHIPURAM PIN 522006, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Pattabhipuram branch” — the verified location pin for IFSC IDIB000P271 should appear at the top of the results.
- Confirm the branch is open by calling 863-2945022 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P271 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PATTABHIPURAM:
- The IFSC is exactly IDIB000P271 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PATTABHIPURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pattabhipuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P271 continue to work without interruption.
Verifying IFSC IDIB000P271 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P271 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 863-2945022.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankPattabhipuram Branch
3211 FIRST FLOOR RAVINDRA NAGAR 2ND LINE OPP SATYANARAYANA SWAMY TEMPLE NEW PATTABHIPURAM PIN 522006
Guntur, Andhra Pradesh
Phone: 863-2945022
IFSC: IDIB000P271
Frequently asked questions
What is the phone number of Indian Bank Pattabhipuram branch?
You can reach the branch at 863-2945022 during regular banking hours.
How quickly will an NEFT transfer using IDIB000P271 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pattabhipuram reflect within 30 minutes.
Can I use IFSC IDIB000P271 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P271 to send funds instantly.
How do I add Indian Bank Pattabhipuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P271, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000P271 valid for NEFT and RTGS?
Yes. IFSC IDIB000P271 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Pattabhipuram branch?
The IFSC code of Indian Bank, Pattabhipuram branch is IDIB000P271. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000P271 belongs to Indian Bank's PATTABHIPURAM branch, located at 3211 FIRST FLOOR RAVINDRA NAGAR 2ND LINE OPP SATYANARAYANA SWAMY TEMPLE NEW… in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
