If you are searching for the IFSC code of Indian Bank, GUNDUR TRICHY branch in GUNDUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000T113. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GUNDUR TRICHY branch, and detailed step-by-step guides for using the IFSC IDIB000T113 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T113 is the IFSC of Indian Bank's GUNDUR TRICHY branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T113 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gundur Trichy |
| IFSC Code | IDIB000T113 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1 PUDUKOTTAI MAIN ROAD GUNDUR M I E T COMPLEX PIN 620007 |
| City | Gundur |
| District | Trichy |
| State | Tamil Nadu |
| STD Code | 431 |
| Phone | 2660440 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gundur Trichy branch — IFSC IDIB000T113 — extends the bank's services to customers in and around Gundur, Tamil Nadu.
About this branch
The branch is located at 1 PUDUKOTTAI MAIN ROAD GUNDUR M I E T COMPLEX PIN 620007. It serves the Gundur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000T113 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUNDUR TRICHY of Indian Bank — its own 11-character IFSC. The code IDIB000T113 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T113 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000T113
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T113 across all three.
How to use IFSC IDIB000T113 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GUNDUR TRICHY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000T113.
- Confirm the bank name auto-populates as Indian Bank and the branch as GUNDUR TRICHY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GUNDUR TRICHY
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GUNDUR TRICHY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T113 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GUNDUR TRICHY (IFSC IDIB000T113)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T113 in your mobile or internet banking app, and the money is credited to the GUNDUR TRICHY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T113 for Indian Bank – GUNDUR TRICHY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T113 | Yes – IDIB000T113 | Yes – IDIB000T113 |
For most retail customers crediting the Gundur Trichy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T113
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GUNDUR TRICHY is still mapped to IFSC IDIB000T113. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T113 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gundur Trichy branch is mapped to IFSC IDIB000T113 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T113.
Products and services
Customers walking into the Gundur Trichy branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000T113
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T113 and the account number together uniquely identify the Gundur Trichy branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Gundur Trichy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T113 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000T113
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GUNDUR TRICHY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T113. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gundur Trichy branch sits at 1 PUDUKOTTAI MAIN ROAD GUNDUR M I E T COMPLEX PIN 620007. If you are travelling from outside Gundur, search for the branch on a maps application using the bank name and locality, or call 431-2660440 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T113 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T113 for Indian Bank – GUNDUR TRICHY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gundur Trichy are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T113 continue to work without interruption.
Branch address & contact
Indian BankGundur Trichy Branch
1 PUDUKOTTAI MAIN ROAD GUNDUR M I E T COMPLEX PIN 620007
Gundur, Tamil Nadu
Phone: 431-2660440
IFSC: IDIB000T113
Frequently asked questions
What is the phone number of Indian Bank Gundur Trichy branch?
You can reach the branch at 431-2660440 during regular banking hours.
Is IFSC IDIB000T113 valid for NEFT and RTGS?
Yes. IFSC IDIB000T113 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000T113 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T113 to send funds instantly.
Does Indian Bank Gundur Trichy branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 431-2660440 to confirm.
How quickly will an NEFT transfer using IDIB000T113 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gundur Trichy reflect within 30 minutes.
Where is Indian Bank Gundur Trichy branch located?
Indian Bank's Gundur Trichy branch is located at 1 PUDUKOTTAI MAIN ROAD GUNDUR M I E T COMPLEX PIN 620007, Gundur, Tamil Nadu.
Is IFSC IDIB000T113 the same for all accounts at Gundur Trichy branch?
Yes. The IFSC IDIB000T113 is shared by every account held at Indian Bank's Gundur Trichy branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000T113 is the IFSC code of Indian Bank, GUNDUR TRICHY branch, in GUNDUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
